Cost of Living in Scott County, Minnesota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Scott County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Scott County ranks #2,997 of 3,142 counties for affordability (bottom 5%)
Sourced county brief
Scott County Median Monthly Owner Costs Reach $1,936
The median selected monthly owner cost in Scott County was $1,936, which is higher than the Minnesota unweighted county mean of $1,116. Median home value was estimated at $419,400, compared to the state unweighted county mean of $238,336. The median gross rent in Scott County was $1,568 per month, exceeding the state unweighted county mean of $938. According to the official ACS B25071 GRAPI, gross rent as a percentage of household income was 30.7%, which is 3.4 percentage points higher than the state unweighted county mean of 27.3%. The median income for renter households was reported as $57,685. These housing statistics are from the ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Scott County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.7% of renter household income in Scott County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,568 per month; median selected monthly owner costs are $1,936. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $62,720 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Minnesota unweighted mean of county median rents is $938 per month. Scott County's $1,568 median is 67.2% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Scott County
Rent Burden
15.8%
of gross income
Max Housing (28% Rule)
$2,784
per month
Owner Cost Burden
19.5%
of gross income
The median home in Scott County may be a stretch
Median home value is $419,400. Estimated monthly cost: $3,348 vs. your max of $2,784.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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