Cost of Living in Pine County, Minnesota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Pine County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pine County ranks #1,976 of 3,142 counties for affordability (bottom 37%)
Sourced county brief
Pine County Median GRAPI Exceeds Minnesota Unweighted County Mean
In Pine County, the official median gross rent as a percentage of household income (GRAPI) was estimated at 28.8%. This value is 1.5 percentage points above the Minnesota unweighted county mean official GRAPI of 27.3%. The median gross rent in the county was $877 per month, which is below the state unweighted county mean of $938. The median home value was $239,300, while the state unweighted county mean was $238,336. For all owner-occupied units, the median selected monthly owner cost was $1,073, compared to the Minnesota unweighted county mean of $1,116. Households identified as renters had a median income of $32,042, whereas the median household income for the entire county was $71,146. These statistics represent a snapshot of the 2020-2024 ACS 5-year data release. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Pine County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.8% of renter household income in Pine County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $877 per month; median selected monthly owner costs are $1,073. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $35,080 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Minnesota unweighted mean of county median rents is $938 per month. Pine County's $877 median is 6.5% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Pine County
Rent Burden
14.8%
of gross income
Max Housing (28% Rule)
$1,660
per month
Owner Cost Burden
18.1%
of gross income
The median home in Pine County may be a stretch
Median home value is $239,300. Estimated monthly cost: $1,910 vs. your max of $1,660.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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