Cost of Living in York County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How York County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
York County ranks #1,096 of 3,144 counties for affordability (top 35%)
Data Story
About Cost of Living in York County, Nebraska
York County meets national affordability standard
York County's 14.3% rent-to-income ratio sits just above the national standard, making it reasonably affordable for renters relative to peers nationwide. With a median household income of $74,058—nearly aligned with the national median of $74,755—the county offers balanced affordability for typical American earners.
Slightly above Nebraska average rent burden
York County's 14.3% rent-to-income ratio edges above Nebraska's 14.2% state average, placing it in the middle of the state's affordability spectrum. The median rent of $885 runs $102 above the state average of $783, reflecting a county with slightly higher housing costs than typical Nebraska.
Mid-range costs, mid-range incomes
York County's $885 median rent positions it between the lowest-cost rural counties (Wheeler at $525) and highest-cost Washington County ($958). The median income of $74,058 aligns it closer to Washington County's prosperity level than to the more rural, lower-income neighbors.
Balanced housing cost distribution
Renters spend $885 monthly (14.3% of income) while homeowners pay $905 (14.5% of income)—remarkably balanced and close to national norms. York County demonstrates equilibrium where both renters and homeowners dedicate similar portions of income to housing, typical of a stable mid-sized county economy.
York County for balanced Nebraska living
York County appeals to those seeking a middle path between rural affordability and stronger income potential, with housing costs aligned to national standards. The county offers mainstream affordability and a moderately prosperous local economy, making it suitable for those wanting stability without sacrificing economic opportunity.
Cost of Living Advisory: York County
Affordability Verdict
York County is affordable for renters, with a median gross rent of $885/month representing approximately 14.3% of median household income. The rent burden (GRAPI) stands at 22.0%.
Rent vs. Own
Renters in York County pay $885/month on average, compared to $905/month for homeowners. This market favors renters by about 2%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,400/year. For owner costs at the 28% rule, the required income is roughly $38,786/year. With a median household income of $74,058, most households can comfortably afford rent here. Notably, 22.0% of renter households in York County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Nebraska, York County is more affordable than Saline County by roughly 6% ($885/mo vs $833/mo).
Affordability Calculator
See how your income compares to housing costs in York County
Rent Burden
14.3%
of gross income
Max Housing (28% Rule)
$1,728
per month
Owner Cost Burden
14.7%
of gross income
You can likely afford the median home in York County
Median home value is $175,900. Estimated monthly cost: $1,404 vs. your max of $1,728.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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