Cost of Living in Jackson County, Minnesota

$736/mo
Median Monthly Rent
$145,400
Median Home Value
20% below state averageUnaffordable

At a Glance

Median Monthly Rent
$736/mo
20% below state average
Median Home Value
$145,400
48% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jackson County Compares

Median monthly rent comparison

Jackson County$736/mo
Minnesota Average$915/mo
National Median$1,163/mo

Detailed Housing Stats

$736/mo
Median Gross Rent
$145,400
Median Home Value
$760/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Jackson County, Minnesota

Jackson County leads affordability statewide

Jackson County's rent-to-income ratio of 12.6% ranks among Minnesota's best and beats the national affordability threshold of 30% decisively. The county's median rent of $736 is the state's lowest, while a median income of $69,955 remains competitive for rural areas.

Minnesota's most affordable housing market

Jackson County ranks at the very top of Minnesota's 87 counties for rental affordability, with a 12.6% rent-to-income ratio that reflects exceptional value. The county's low rents and modest incomes create an unusually sustainable housing-cost equilibrium.

Deepest discounts in southwestern Minnesota

Jackson's $736 rent is the lowest in its peer group—nearly $100 cheaper than Grant County's $779 and nearly $200 below Goodhue County's $939. Combined with reasonable incomes, Jackson delivers Minnesota's best absolute affordability.

Housing costs barely dent the budget

Renters spend just $736 while homeowners commit $760 monthly, with homes averaging only $145,400—lowest in the comparison group. Housing claims just 12.6% of the $69,955 median household income, leaving substantial room for savings.

Minnesota's most livable rural county

Jackson County offers the state's lowest rents, lowest home prices, and one of the best rent-to-income ratios—making it ideal for those prioritizing affordability and financial security. If you're relocating for cost of living, Jackson delivers unmatched value across Minnesota.

Affordability Calculator

See how your income compares to housing costs in Jackson County

$

Rent Burden

12.6%

of gross income

Max Housing (28% Rule)

$1,632

per month

Owner Cost Burden

13.0%

of gross income

You can likely afford the median home in Jackson County

Median home value is $145,400. Estimated monthly cost: $1,161 vs. your max of $1,632.

Rent Affordability Guide

Your rent-to-income ratio12.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Jackson County, Minnesota?
Jackson County, Minnesota has a median monthly rent of $736/mo and a median home value of $145,400. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Jackson County?
The median gross rent in Jackson County is $736/mo. This is 20% below state average for Minnesota.
Is Jackson County affordable?
Jackson County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jackson County's rent compare to the state average?
Jackson County's median rent of $736/mo is 20% below state average of $915/mo for Minnesota.
What is the median home value in Jackson County?
The median home value in Jackson County, Minnesota is $145,400. This is 48% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.