Cost of Living in Carlton County, Minnesota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Carlton County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Carlton County ranks #2,467 of 3,142 counties for affordability (bottom 21%)
Sourced county brief
Official Rent Burden in Carlton County Reaches 28.5 Percent
Official rent burden (GRAPI) in Carlton County is 28.5%, which is 1.2 percentage points above the Minnesota unweighted county mean of 27.3%. Median gross rent was estimated at $1,009 per month, exceeding the state unweighted county mean of $938. For owner-occupied units, median monthly costs are $1,320, which is $204 higher than the state unweighted county mean of $1,116. The median home value is $245,100, compared to the Minnesota unweighted county mean of $238,336. Household income for renters was estimated at a median of $41,519. The canonical rent-to-income percentage of 28.5% matches the official ACS B25071 GRAPI estimate. These figures describe the housing cost landscape during the 2020-2024 period without predicting future market changes. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Carlton County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.5% of renter household income in Carlton County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,009 per month; median selected monthly owner costs are $1,320. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $40,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Minnesota unweighted mean of county median rents is $938 per month. Carlton County's $1,009 median is 7.6% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Carlton County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$1,880
per month
Owner Cost Burden
19.7%
of gross income
The median home in Carlton County may be a stretch
Median home value is $245,100. Estimated monthly cost: $1,957 vs. your max of $1,880.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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