Cost of Living in Ford County, Kansas

$960/mo
Median Monthly Rent
$132,700
Median Home Value
22% above state averageUnaffordable

At a Glance

Median Monthly Rent
$960/mo
22% above state average
Median Home Value
$132,700
53% below national
Rent-to-Income Ratio
20.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ford County Compares

Median monthly rent comparison

Ford County$960/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$960/mo
Median Gross Rent
$132,700
Median Home Value
$836/mo
Monthly Owner Cost
20.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Ford County, Kansas

Ford County housing remains fairly affordable

At 16.3%, Ford County's rent-to-income ratio sits slightly above the Kansas state average of 14.7%, indicating manageable affordability stress. With $960 monthly rents and a $70,495 median household income, residents maintain a reasonable housing-to-income balance compared to national benchmarks.

Ford County near Kansas state average

Ford County's 16.3% rent-to-income ratio tracks just above the Kansas mean of 14.7%, placing it in the middle tier for state affordability. Rents of $960/month exceed the state median by $173, though a solid $70,495 household income provides economic stability.

Ford County pricing balanced in region

Ford County's $960 rent falls between Finney County's $991 and Franklin County's $949, making it a moderate option in southwest Kansas. Home values of $132,700 rank lower than Finney ($191,100) and Ellis ($211,100), offering better entry-point pricing for homebuyers.

Homeownership offers better value than renting

Renters spend 16.3% of income on rent ($960/month), while homeowners pay just $836 monthly—a $124 monthly advantage. This gap makes Ford County particularly attractive for first-time buyers seeking both affordability and long-term wealth-building.

Ford County appeals to homebuyers

If you're considering the move to southwest Kansas, Ford County offers cheaper homeownership than renting—a rare advantage. Compare median home values ($132,700) and owner costs ($836/month) to pricier Finney County before deciding where to plant roots.

Affordability Calculator

See how your income compares to housing costs in Ford County

$

Rent Burden

16.3%

of gross income

Max Housing (28% Rule)

$1,645

per month

Owner Cost Burden

14.2%

of gross income

You can likely afford the median home in Ford County

Median home value is $132,700. Estimated monthly cost: $1,059 vs. your max of $1,645.

Rent Affordability Guide

Your rent-to-income ratio16.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Ford County, Kansas?
Ford County, Kansas has a median monthly rent of $960/mo and a median home value of $132,700. The affordability rating is Unaffordable, with rent making up approximately 20.0% of median household income.
What is the median rent in Ford County?
The median gross rent in Ford County is $960/mo. This is 22% above state average for Kansas.
Is Ford County affordable?
Ford County is rated Unaffordable based on rent-to-income ratio of 20.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ford County's rent compare to the state average?
Ford County's median rent of $960/mo is 22% above state average of $787/mo for Kansas.
What is the median home value in Ford County?
The median home value in Ford County, Kansas is $132,700. This is 53% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.