CostBy County

Cost of Living in Blue Earth County, Minnesota

$1,123/mo
Median Monthly Rent
$266,700
Median Home Value

At a Glance

Median Monthly Rent
$1,123/mo
20% above state average
Median Home Value
$266,700
20% below national
Census GRAPI
29.2%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Blue Earth County Compares

Median monthly rent comparison

Blue Earth County$1,123/mo
Minnesota Average$938/mo
National Median$1,413/mo

Detailed Housing Stats

$1,123/mo
Median Gross Rent
$266,700
Median Home Value
$1,234/mo
Monthly Owner Cost
29.2%
Census GRAPI

National Ranking

Affordability Rank

Blue Earth County ranks #2,551 of 3,142 counties for affordability (bottom 19%)

Most AffordableLeast Affordable

Sourced county brief

Blue Earth County Official GRAPI Percentage is 29.2%

The official rentBurdenGrapiPct in Blue Earth County was 29.2%, which is 1.9 percentage points higher than the Minnesota unweighted county mean of 27.3%. This figure, representing the median gross rent as a percentage of household income (ACS B25071), corresponds with a median gross rent of $1,123 per month, which is higher than the state unweighted county mean of $938. The median home value in the county was estimated at $266,700, while the median selected monthly owner costs for all owner-occupied units were $1,234. These owner costs were above the state unweighted county mean of $1,116. The median renter-household income was reported at $47,614. These data points are snapshot estimates from the 2020-2024 American Community Survey and do not include predictions of future market value. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Blue Earth County

Affordability Verdict

ACS B25071 estimates median gross rent at 29.2% of renter household income in Blue Earth County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,123 per month; median selected monthly owner costs are $1,234. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $44,920 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Minnesota unweighted mean of county median rents is $938 per month. Blue Earth County's $1,123 median is 19.7% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Blue Earth County

$

Rent Burden

18.1%

of gross income

Max Housing (28% Rule)

$1,738

per month

Owner Cost Burden

19.9%

of gross income

The median home in Blue Earth County may be a stretch

Median home value is $266,700. Estimated monthly cost: $2,129 vs. your max of $1,738.

Rent Affordability Guide

Your entered rent as a share of entered income18.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,477Needed: $44,920
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,477Needed: $52,886
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,477Needed: $62,068

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Blue Earth County, Minnesota?
Blue Earth County, Minnesota has a median monthly rent of $1,123/mo and a median home value of $266,700. The affordability rating is Affordable, with median gross rent equal to approximately 29.2% of renter household income.
What is the median rent in Blue Earth County?
The median gross rent in Blue Earth County is $1,123/mo. This is 20% above state average for Minnesota.
Is Blue Earth County affordable?
Blue Earth County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 29.2%. Median gross rent is under 30% of renter household income.
How does Blue Earth County's rent compare to the state average?
Blue Earth County's median rent of $1,123/mo is 20% above state average of $938/mo for Minnesota.
What is the median home value in Blue Earth County?
The median home value in Blue Earth County, Minnesota is $266,700. This is 20% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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