Cost of Living in Oceana County, Michigan
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Oceana County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Oceana County ranks #1,007 of 3,142 counties for affordability (top 32%)
Sourced county brief
Oceana County Median Rent-to-Income Ratio Recorded at 26.5 Percent
The median gross rent as a percentage of household income in Oceana County was estimated at 26.5% according to official ACS B25071 GRAPI data. This figure is 2.4 percentage points lower than the Michigan unweighted county mean of 28.9%. The median gross rent in the county is $759 per month, which is below the state unweighted county mean of $906. For owner-occupied housing, the median selected monthly owner cost for all units is $812, compared to the state unweighted mean of $918. The median home value in Oceana County is $190,100, which is $7,193 below the state unweighted county mean of $197,293. Renter-occupied households in the county reported a median income of $36,368. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Oceana County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.5% of renter household income in Oceana County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $759 per month; median selected monthly owner costs are $812. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $30,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Michigan unweighted mean of county median rents is $906 per month. Oceana County's $759 median is 16.2% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Oceana County
Rent Burden
14.6%
of gross income
Max Housing (28% Rule)
$1,456
per month
Owner Cost Burden
15.6%
of gross income
The median home in Oceana County may be a stretch
Median home value is $190,100. Estimated monthly cost: $1,518 vs. your max of $1,456.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Oceana County, Michigan?
What is the median rent in Oceana County?
Is Oceana County affordable?
How does Oceana County's rent compare to the state average?
What is the median home value in Oceana County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Oceana County, Michigan? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Oceana County
Whether you're buying in Oceana County, Michigan, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.