Cost of Living in Cibola County, New Mexico

$724/mo
Median Monthly Rent
$120,000
Median Home Value
17% below state averageUnaffordable

At a Glance

Median Monthly Rent
$724/mo
17% below state average
Median Home Value
$120,000
57% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cibola County Compares

Median monthly rent comparison

Cibola County$724/mo
New Mexico Average$876/mo
National Median$1,163/mo

Detailed Housing Stats

$724/mo
Median Gross Rent
$120,000
Median Home Value
$450/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cibola County, New Mexico

Cibola's housing burden ranks among nation's lowest

Cibola County residents spend just 16.8% of income on rent—well below the national benchmark of roughly 19%—despite earning $51,765 annually. This remote northwestern county delivers genuine housing affordability, with median rent at just $724 monthly.

State's most affordable housing burden overall

Cibola's rent-to-income ratio of 16.8% ranks it as New Mexico's most housing-affordable county, beating the state average of 19.4% by 2.6 percentage points. At $724 median rent—17% below the state mean—Cibola offers exceptional cost relief for lower-income households.

Cibola competes with Catron for state's cheapest rents

Cibola's $724 median rent nearly matches Catron County's $740, making this western region home to New Mexico's most budget-friendly rental markets. Both counties serve remote, stable populations prioritizing minimal housing expense over proximity to metros.

Ownership costs far below rental market in Cibola

Cibola homeowners pay just $450 monthly—38% less than renters at $724—a dramatic gap reflecting the county's older, lower-value housing stock with median home value of $120,000. For households earning $51,765 annually, housing costs consume roughly 17% of income whether renting or owning.

Cibola rewards those seeking absolute housing minimums

If lowest possible housing costs matter most, Cibola delivers the state's best rent-to-income ratio and some of America's cheapest rents. The county suits retirees, remote workers, and those with minimal service needs seeking maximum housing savings.

Affordability Calculator

See how your income compares to housing costs in Cibola County

$

Rent Burden

16.8%

of gross income

Max Housing (28% Rule)

$1,208

per month

Owner Cost Burden

10.4%

of gross income

You can likely afford the median home in Cibola County

Median home value is $120,000. Estimated monthly cost: $958 vs. your max of $1,208.

Rent Affordability Guide

Your rent-to-income ratio16.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cibola County, New Mexico?
Cibola County, New Mexico has a median monthly rent of $724/mo and a median home value of $120,000. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Cibola County?
The median gross rent in Cibola County is $724/mo. This is 17% below state average for New Mexico.
Is Cibola County affordable?
Cibola County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cibola County's rent compare to the state average?
Cibola County's median rent of $724/mo is 17% below state average of $876/mo for New Mexico.
What is the median home value in Cibola County?
The median home value in Cibola County, New Mexico is $120,000. This is 57% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.