CostBy County

Massachusetts Cost of Living

Housing costs and affordability data for 14 counties.

Average Monthly Rent

$1,558/mo

Average Home Value

$587,193

Average Owner Cost

$2,058/mo

34% above national average rentOpen national map

County cost atlas

Massachusetts housing costs by county

Compare rent, entry-price context, owner costs, and cost score in one state view. Pin a county, switch layers, then open the full county profile when a place needs closer review.

Counties

14

Avg rent

$1,558/mo

Owner cost

$2,058/mo

Avg score

6.6

Higher means lower cost pressure

Atlas layers use U.S. Census Bureau ACS 2019-2023 5-Year Estimates. Rent, owner cost, and home value are county medians. Cost score rewards lower rent and lower owner costs, but affordability still depends on income, household size, commute, debt, and personal finances. Use this as decision context, not personalized financial advice.

State Cost Summary

Use these state averages as a starting point, then scan the atlas and rankings for the county-level spread behind them.

Average Monthly Rent
$1,558/mo
34% above national median
Average Home Value
$587,193
108% above national median
Avg. Monthly Owner Cost
$2,058/mo
23% above national median
Affordability Rating
Affordable
Avg. rent under 30% of income
Cost metrics are county medians from Census ACS 5-Year Estimates. They are useful comparison signals, but they do not include every household cost or reflect personal income, financing, commute, insurance, debt, or household size.

Housing Costs in Massachusetts: An Overview

The median rent in Massachusetts is $1,558 per month, which is 34% above the national median of $1,163. That is useful statewide context, but rent burden still depends on local income, household size, commute, and the county a household chooses.

Within Massachusetts, housing costs vary significantly by county. Middlesex County has the highest median rent in this dataset at $2,126 per month and a median home value of $687,200. Berkshire County has the lowest reported median rent at $1,042 per month and a median home value of $283,800.

The average home value across Massachusetts counties is $587,193, 108% higher than the national median of $281,900. Median household income is roughly $96,546, so home values should be read alongside local wages, financing costs, taxes, insurance, and supply.

Before comparing places in Massachusetts, start with the county-level pattern. Costs can swing dramatically between rural and urban counties. Use the atlas, rankings, and county links below to compare rent, home values, owner costs, and rent burden before opening a specific county profile.

Distribution

Rent Distribution in Massachusetts

How median rents are spread across 14 counties

All Massachusetts Counties

Sorted by median rent, highest first. A higher cost score means lower rent and owner cost pressure within the national scoring model.

CountyMedian RentHome ValueOwner CostCost ScoreRent/Income
Middlesex County
Expensive$2,126/mo
$687,200$2,480/mo0.828.0%
Norfolk County
Expensive$2,072/mo
$649,400$2,524/mo0.830.0%
Nantucket County
Expensive$2,070/mo
$1,387,000$3,203/mo0.528.0%
Suffolk County
Expensive$2,069/mo
$680,700$2,354/mo1.130.0%
Essex County
Expensive$1,673/mo
$584,000$2,317/mo2.633.0%
Plymouth County
Expensive$1,655/mo
$513,000$2,220/mo2.832.0%
Barnstable County
Expensive$1,596/mo
$575,900$1,717/mo5.234.0%
Dukes County
Moderate$1,371/mo
$1,104,100$2,379/mo5.231.0%
Worcester County
Moderate$1,347/mo
$390,700$1,899/mo6.829.0%
Hampshire County
Moderate$1,332/mo
$363,400$1,640/mo8.531.0%
Bristol County
Moderate$1,181/mo
$421,800$1,840/mo9.930.0%
Franklin County
Moderate$1,169/mo
$303,400$1,349/mo14.833.0%
Hampden County
Moderate$1,105/mo
$276,300$1,525/mo14.331.0%
Berkshire County
Moderate$1,042/mo
$283,800$1,364/mo18.632.0%

Compare Massachusetts to Other States

See how Massachusetts counties stack up against counties in other states. Compare rent, home values, and affordability side by side.

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Frequently Asked Questions About Massachusetts Housing Costs

What is the most affordable county in Massachusetts?
Berkshire County is among the most affordable counties in Massachusetts with a median rent of $1,042 per month.
What is the most expensive county to live in Massachusetts?
Middlesex County is among the most expensive counties in Massachusetts with a median rent of $2,126 per month and a median home value of $687,200.
How does Massachusetts's cost of living compare to the national average?
Massachusetts's average monthly rent of $1,558 is 34% above the national median of $1,163.
What is the average home value in Massachusetts?
The average home value across all Massachusetts counties is $587,193.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023). Data is informational only and is not personalized financial advice.