Cost of Living in Middlesex County, Massachusetts

$2,126/mo
Median Monthly Rent
$687,200
Median Home Value
36% above state averageUnaffordable

At a Glance

Median Monthly Rent
$2,126/mo
36% above state average
Median Home Value
$687,200
144% above national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Middlesex County Compares

Median monthly rent comparison

Middlesex County$2,126/mo
Massachusetts Average$1,558/mo
National Median$1,163/mo

Detailed Housing Stats

$2,126/mo
Median Gross Rent
$687,200
Median Home Value
$2,480/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Middlesex County, Massachusetts

Middlesex rents bite harder than US average

Renters in Middlesex County spend 20.1% of their income on gross rent, slightly above the national average of 19.3%. While the county's median household income of $126,779 far exceeds the national median of $74,755, housing costs have kept pace with that wealth.

Middle of the pack in Massachusetts

Middlesex ranks in the middle tier of Massachusetts counties for affordability, with a rent-to-income ratio slightly above the state average of 19.3%. The county's median rent of $2,126 significantly exceeds Massachusetts's state average of $1,558, reflecting its proximity to Boston and established suburbs.

Pricier than Plymouth, similar to Norfolk

Middlesex's median rent of $2,126 edges out nearby Norfolk County at $2,072, while significantly surpassing Plymouth County's $1,655. Among Massachusetts's affluent suburban counties, Middlesex occupies the middle ground—more expensive than Plymouth but more affordable than the island premium of Nantucket at $2,070.

Renters spend twice what homeowners do

Middlesex renters pay $2,126 monthly while homeowners spend $2,480 on mortgages, yet renters' ratio (20.1%) actually exceeds owners' burden relative to the $126,779 median income. This county's high earners can absorb housing costs, but the gap between rent and ownership remains substantial.

Affluent suburbs with Boston access

Middlesex offers the rare combination of high incomes and moderate affordability for Massachusetts—ideal if you're earning above $120,000 and want suburban proximity to Boston. Compare this to Suffolk County's tighter squeeze (26.7% rent-to-income ratio) or Plymouth's lower costs but smaller income base before deciding your move.

Affordability Calculator

See how your income compares to housing costs in Middlesex County

$

Rent Burden

20.1%

of gross income

Max Housing (28% Rule)

$2,958

per month

Owner Cost Burden

23.5%

of gross income

The median home in Middlesex County may be a stretch

Median home value is $687,200. Estimated monthly cost: $5,486 vs. your max of $2,958.

Rent Affordability Guide

Your rent-to-income ratio20.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Middlesex County, Massachusetts?
Middlesex County, Massachusetts has a median monthly rent of $2,126/mo and a median home value of $687,200. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Middlesex County?
The median gross rent in Middlesex County is $2,126/mo. This is 36% above state average for Massachusetts.
Is Middlesex County affordable?
Middlesex County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Middlesex County's rent compare to the state average?
Middlesex County's median rent of $2,126/mo is 36% above state average of $1,558/mo for Massachusetts.
What is the median home value in Middlesex County?
The median home value in Middlesex County, Massachusetts is $687,200. This is 144% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.