Cost of Living in Nantucket County, Massachusetts

$2,070/mo
Median Monthly Rent
$1,387,000
Median Home Value
33% above state averageUnaffordable

At a Glance

Median Monthly Rent
$2,070/mo
33% above state average
Median Home Value
$1,387,000
392% above national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Nantucket County Compares

Median monthly rent comparison

Nantucket County$2,070/mo
Massachusetts Average$1,558/mo
National Median$1,163/mo

Detailed Housing Stats

$2,070/mo
Median Gross Rent
$1,387,000
Median Home Value
$3,203/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Nantucket County, Massachusetts

Island premium: Nantucket's housing squeeze

Nantucket residents spend 20.7% of income on rent—above both the national average of 19.3% and Massachusetts's 19.3%—despite a median household income of $119,750 that nearly doubles the national median. The island's geographic isolation and seasonal economy have created one of the country's most expensive rental markets.

Massachusetts's least affordable for ownership

Nantucket ranks as Massachusetts's most expensive county for homeownership, with a median home value of $1,387,000—more than double any other Massachusetts county and nearly two and a half times Middlesex's $687,200. Monthly owner costs of $3,203 consume the largest share of any county's income relative to affordability.

Island isolation drives prices skyward

Nantucket's $2,070 median rent mirrors nearby Middlesex and Norfolk, but its $1,387,000 median home value dwarfs all regional peers—Plymouth is $513,000, Worcester $390,700. The island's seasonal tourism economy and limited housing supply have created a bifurcated market: expensive for residents, prohibitive for newcomers.

Ownership costs nearly double rentals

Renters pay $2,070 monthly while homeowners face $3,203—a $1,133 monthly gap unprecedented among Massachusetts counties. Even with a $119,750 median income, Nantucket homeowners dedicate 32% of income to housing, the highest burden in the state.

Consider Nantucket only if you're wealthy

Nantucket works for high-earners seeking island life and don't mind the premium, but renters should know median costs are in line with Boston suburbs while homes cost triple regional averages. If you're seeking New England island living on a tighter budget, consider investigating Martha's Vineyard or coastal Connecticut alternatives.

Affordability Calculator

See how your income compares to housing costs in Nantucket County

$

Rent Burden

20.7%

of gross income

Max Housing (28% Rule)

$2,794

per month

Owner Cost Burden

32.1%

of gross income

The median home in Nantucket County may be a stretch

Median home value is $1,387,000. Estimated monthly cost: $11,073 vs. your max of $2,794.

Rent Affordability Guide

Your rent-to-income ratio20.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Nantucket County, Massachusetts?
Nantucket County, Massachusetts has a median monthly rent of $2,070/mo and a median home value of $1,387,000. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Nantucket County?
The median gross rent in Nantucket County is $2,070/mo. This is 33% above state average for Massachusetts.
Is Nantucket County affordable?
Nantucket County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Nantucket County's rent compare to the state average?
Nantucket County's median rent of $2,070/mo is 33% above state average of $1,558/mo for Massachusetts.
What is the median home value in Nantucket County?
The median home value in Nantucket County, Massachusetts is $1,387,000. This is 392% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.