Cost of Living in Hampshire County, Massachusetts
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Hampshire County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hampshire County ranks #2,886 of 3,142 counties for affordability (bottom 8%)
Sourced county brief
Hampshire County Median Monthly Owner Cost at $1,648
Median selected monthly owner costs in Hampshire County were $1,648, which is $439 below the Massachusetts unweighted county mean of $2,087. The official median gross rent as a percentage of household income (GRAPI) for the county is 32.7%. This figure is 1.0 percentage point higher than the state unweighted county mean of 31.7%. Median gross rent was estimated at $1,388 per month, while the state unweighted county mean was $1,616. The median home value in the county was $390,300, compared to the state unweighted county mean of $634,257. Median income for renter households was $46,278. These figures represent a snapshot from the 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Hampshire County
Affordability Verdict
ACS B25071 estimates median gross rent at 32.7% of renter household income in Hampshire County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,388 per month; median selected monthly owner costs are $1,648. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $55,520 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Massachusetts unweighted mean of county median rents is $1,616 per month. Hampshire County's $1,388 median is 14.1% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Hampshire County
Rent Burden
19.1%
of gross income
Max Housing (28% Rule)
$2,030
per month
Owner Cost Burden
22.7%
of gross income
The median home in Hampshire County may be a stretch
Median home value is $390,300. Estimated monthly cost: $3,116 vs. your max of $2,030.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Hampshire County, Massachusetts?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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