Cost of Living in Casey County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Casey County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Casey County ranks #155 of 3,144 counties for affordability (top 5%)
Data Story
About Cost of Living in Casey County, Kentucky
Casey County: affordable housing, minimal income
At 18.6%, Casey County's rent-to-income ratio edges above the national average, reflecting the lowest median income in this group ($41,689) despite modest rents of $645. Residents here face the most acute affordability challenge—not due to high costs but due to extremely limited earning capacity.
Below state median income, above average pressure
Casey's 18.6% rent-to-income ratio exceeds Kentucky's 17.0% state average, and its $41,689 median income ranks among the state's lowest-earning counties. Even the lowest rent in this cohort ($645) strains budgets in a county where earning opportunity is severely constrained.
Lowest income despite lowest rents
Casey offers the cheapest rents ($645) but the weakest median income ($41,689) among peer counties—a troubling combination. Residents earn $16,000+ less than Campbell County residents while paying less in absolute housing costs, yet face proportionally heavier affordability burden.
Housing strain despite rock-bottom costs
Casey renters pay $645 monthly (18.6% of the $41,689 income), while homeowners spend $468—the lowest absolute costs anywhere in this group. Yet with median income barely exceeding $41,000, these low costs still consume outsized budget shares, leaving minimal resources for healthcare, education, and savings.
Casey County: affordability with caveats
If housing cost is your only consideration, Casey County's $645 rent and $41,689 median income represent the most constrained economy in this group. Before relocating, prioritize evaluating employment opportunities and wage growth potential—housing affordability alone cannot offset the county's severe income limitations.
Cost of Living Advisory: Casey County
Affordability Verdict
Casey County is affordable for renters, with a median gross rent of $645/month representing approximately 18.6% of median household income. The rent burden (GRAPI) stands at 32.0%.
Rent vs. Own
At $645/month rent versus $468/month in owner costs, owning is roughly $177/month cheaper — a 27% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,800/year. For owner costs at the 28% rule, the required income is roughly $20,057/year. With a median household income of $41,689, most households can comfortably afford rent here. Notably, 32.0% of renter households in Casey County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Casey County sits 7% less expensive than Washington County ($696/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Casey County
Rent Burden
18.6%
of gross income
Max Housing (28% Rule)
$973
per month
Owner Cost Burden
13.5%
of gross income
The median home in Casey County may be a stretch
Median home value is $135,700. Estimated monthly cost: $1,083 vs. your max of $973.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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