Cost of Living in Rosebud County, Montana

$644/mo
Median Monthly Rent
$188,900
Median Home Value

At a Glance

Median Monthly Rent
$644/mo
22% below state average
Median Home Value
$188,900
33% below national
Rent-to-Income Ratio
19.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Rosebud County Compares

Median monthly rent comparison

Rosebud County$644/mo
Montana Average$825/mo
National Median$1,163/mo

Detailed Housing Stats

$644/mo
Median Gross Rent
$188,900
Median Home Value
$643/mo
Monthly Owner Cost
19.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Rosebud County ranks #575 of 3,144 counties for affordability (top 18%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Rosebud County, Montana

Rosebud beats national affordability standards

Rosebud County's 13.7% rent-to-income ratio ranks among Montana's best, significantly outpacing the national average of around 15.9%. Renters here spend just $644 monthly on a median household income of $56,430, freeing resources for other needs.

Southeast Montana's affordability leader

Rosebud's 13.7% rent-to-income ratio is the lowest among the eight-county profile, beating the state average of 15.9% by more than 2 percentage points. At $644 monthly rent—$181 below the state median—Rosebud offers exceptional housing value.

Cheapest rent in the region

Rosebud's $644 rent is the lowest across all neighboring counties, $63 cheaper than Roosevelt, $105 below Sheridan, and $130 less than Richland. Only Rosebud and Roosevelt offer sub-$700 monthly rents in this analysis.

Rosebud's exceptional housing value

Renters allocate just 13.7% of a $56,430 annual income—$644 monthly—to housing, the lowest burden in this county cohort. Homeowners benefit similarly, with $643 monthly payments for median homes valued at $188,900, creating near-parity between rental and ownership costs.

Southeastern Montana's best-kept housing secret

If affordability is your priority, Rosebud County delivers: the region's cheapest rent and best rent-to-income ratio. This southeastern location combines low housing costs with balanced ownership economics, making it ideal for anyone seeking maximum housing security on a modest budget.

Cost of Living Advisory: Rosebud County

Affordability Verdict

For renters in Rosebud County, the market is affordable. Expect to pay around $644/month in gross rent, with 19.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Rosebud County is $644/month, while owner costs run $643/month. Owning saves approximately $1/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,760/year. For owner costs at the 28% rule, the required income is roughly $27,557/year. With a median household income of $56,430, most households can comfortably afford rent here. Notably, 19.0% of renter households in Rosebud County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Daniels County where rent averages $588/month, Rosebud County is approximately 10% more expensive.

Affordability Calculator

See how your income compares to housing costs in Rosebud County

$

Rent Burden

13.7%

of gross income

Max Housing (28% Rule)

$1,317

per month

Owner Cost Burden

13.7%

of gross income

The median home in Rosebud County may be a stretch

Median home value is $188,900. Estimated monthly cost: $1,508 vs. your max of $1,317.

Rent Affordability Guide

Your rent-to-income ratio13.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,430Needed: $25,760
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,430Needed: $27,557
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $56,430Needed: $43,962

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Rosebud County, Montana?
Rosebud County, Montana has a median monthly rent of $644/mo and a median home value of $188,900. The affordability rating is Unaffordable, with rent making up approximately 19.0% of median household income.
What is the median rent in Rosebud County?
The median gross rent in Rosebud County is $644/mo. This is 22% below state average for Montana.
Is Rosebud County affordable?
Rosebud County is rated Unaffordable based on rent-to-income ratio of 19.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Rosebud County's rent compare to the state average?
Rosebud County's median rent of $644/mo is 22% below state average of $825/mo for Montana.
What is the median home value in Rosebud County?
The median home value in Rosebud County, Montana is $188,900. This is 33% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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