Cost of Living in Rosebud County, Montana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Rosebud County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Rosebud County ranks #575 of 3,144 counties for affordability (top 18%)
Data Story
About Cost of Living in Rosebud County, Montana
Rosebud beats national affordability standards
Rosebud County's 13.7% rent-to-income ratio ranks among Montana's best, significantly outpacing the national average of around 15.9%. Renters here spend just $644 monthly on a median household income of $56,430, freeing resources for other needs.
Southeast Montana's affordability leader
Rosebud's 13.7% rent-to-income ratio is the lowest among the eight-county profile, beating the state average of 15.9% by more than 2 percentage points. At $644 monthly rent—$181 below the state median—Rosebud offers exceptional housing value.
Cheapest rent in the region
Rosebud's $644 rent is the lowest across all neighboring counties, $63 cheaper than Roosevelt, $105 below Sheridan, and $130 less than Richland. Only Rosebud and Roosevelt offer sub-$700 monthly rents in this analysis.
Rosebud's exceptional housing value
Renters allocate just 13.7% of a $56,430 annual income—$644 monthly—to housing, the lowest burden in this county cohort. Homeowners benefit similarly, with $643 monthly payments for median homes valued at $188,900, creating near-parity between rental and ownership costs.
Southeastern Montana's best-kept housing secret
If affordability is your priority, Rosebud County delivers: the region's cheapest rent and best rent-to-income ratio. This southeastern location combines low housing costs with balanced ownership economics, making it ideal for anyone seeking maximum housing security on a modest budget.
Cost of Living Advisory: Rosebud County
Affordability Verdict
For renters in Rosebud County, the market is affordable. Expect to pay around $644/month in gross rent, with 19.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Rosebud County is $644/month, while owner costs run $643/month. Owning saves approximately $1/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,760/year. For owner costs at the 28% rule, the required income is roughly $27,557/year. With a median household income of $56,430, most households can comfortably afford rent here. Notably, 19.0% of renter households in Rosebud County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Daniels County where rent averages $588/month, Rosebud County is approximately 10% more expensive.
Affordability Calculator
See how your income compares to housing costs in Rosebud County
Rent Burden
13.7%
of gross income
Max Housing (28% Rule)
$1,317
per month
Owner Cost Burden
13.7%
of gross income
The median home in Rosebud County may be a stretch
Median home value is $188,900. Estimated monthly cost: $1,508 vs. your max of $1,317.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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