Cost of Living in Apache County, Arizona

$647/mo
Median Monthly Rent
$68,500
Median Home Value
36% below state averageUnaffordable

At a Glance

Median Monthly Rent
$647/mo
36% below state average
Median Home Value
$68,500
76% below national
Rent-to-Income Ratio
16.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Apache County Compares

Median monthly rent comparison

Apache County$647/mo
Arizona Average$1,016/mo
National Median$1,163/mo

Detailed Housing Stats

$647/mo
Median Gross Rent
$68,500
Median Home Value
$289/mo
Monthly Owner Cost
16.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Apache County, Arizona

Apache renters spend less than nation

At 19.3%, Apache County's rent-to-income ratio sits just below the national median, meaning renters here dedicate a manageable share of earnings to housing. The county's median gross rent of $647 per month is substantially lower than typical American rental markets, offering relief for households earning $40,338 annually.

Arizona's most affordable rental market

Apache County ranks among Arizona's most affordable for renters, with a 19.3% rent-to-income ratio matching the state average of 19.4% despite earning 46% less than the state median. The $647 median rent undercuts Arizona's $1,016 state average by 36%, making it a standout for cost-conscious renters.

Cheaper than neighboring Cochise County

Apache County's $647 median rent significantly undercuts Cochise County's $939 rent, even though both counties have similar rent-to-income ratios around 19%. Apache's lower home values—$68,500 versus Cochise's $207,400—reflect a genuinely accessible housing market for both renters and buyers.

Monthly housing takes 19% of income

Renters in Apache County pay $647 monthly while homeowners spend $289, but the real story is household income: at $40,338 annually, housing consumes 19.3% of renter incomes and just 8.6% of owner incomes. This gap shows why homeownership can be a financial game-changer, though the median home price of $68,500 remains a barrier for many.

Consider Apache for rural affordability

If you're prioritizing housing costs over urban amenities, Apache County offers the state's most affordable rents and some of Arizona's lowest home prices. Compare this market against neighboring Cochise and Gila counties to see if the trade-offs in services and employment match your lifestyle.

Affordability Calculator

See how your income compares to housing costs in Apache County

$

Rent Burden

19.2%

of gross income

Max Housing (28% Rule)

$941

per month

Owner Cost Burden

8.6%

of gross income

You can likely afford the median home in Apache County

Median home value is $68,500. Estimated monthly cost: $547 vs. your max of $941.

Rent Affordability Guide

Your rent-to-income ratio19.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Apache County, Arizona?
Apache County, Arizona has a median monthly rent of $647/mo and a median home value of $68,500. The affordability rating is Unaffordable, with rent making up approximately 16.0% of median household income.
What is the median rent in Apache County?
The median gross rent in Apache County is $647/mo. This is 36% below state average for Arizona.
Is Apache County affordable?
Apache County is rated Unaffordable based on rent-to-income ratio of 16.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Apache County's rent compare to the state average?
Apache County's median rent of $647/mo is 36% below state average of $1,016/mo for Arizona.
What is the median home value in Apache County?
The median home value in Apache County, Arizona is $68,500. This is 76% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.