Cost of Living in Apache County, Arizona
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Apache County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Apache County ranks #35 of 3,142 counties for affordability (top 1%)
Sourced county brief
Apache County Median Rent Burden Estimated at 16.0 Percent
Apache County reported an official B25071 median gross rent as a percentage of household income (GRAPI) of 16.0%. This figure is 9.9 percentage points below the Arizona unweighted county mean of 25.9%. The median gross rent in the county was estimated at $647 per month, which is $427 less than the state unweighted county mean of $1,074. Homeownership costs also sat below state benchmarks; the median home value was $63,700 compared to the unweighted county mean of $265,720, and median monthly owner costs were $299, while the state unweighted county mean was $849. Among renter-occupied households, the median income was $48,070. These data points provide a snapshot of the housing cost landscape for the 2020-2024 period without addressing market drivers or future trends. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Apache County
Affordability Verdict
ACS B25071 estimates median gross rent at 16.0% of renter household income in Apache County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $647 per month; median selected monthly owner costs are $299. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $25,880 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Arizona unweighted mean of county median rents is $1,074 per month. Apache County's $647 median is 39.8% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Apache County
Rent Burden
18.7%
of gross income
Max Housing (28% Rule)
$967
per month
Owner Cost Burden
8.7%
of gross income
You can likely afford the median home in Apache County
Median home value is $63,700. Estimated monthly cost: $509 vs. your max of $967.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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