Cost of Living in Kerr County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Kerr County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Kerr County, Texas
Kerr stretches incomes on housing
Kerr County residents spend 19.1% of their $67,927 income on rent—above the national burden level—despite earning below the national median. The county's $1,079 median rent reflects its appeal as a tourist and recreation destination, creating a housing-cost squeeze for local earners.
Worse affordability than Texas average
Kerr's 19.1% rent-to-income ratio exceeds Texas's 18.1% average, marking it as a less affordable county relative to state norms. Median rents of $1,079 run 12% above the state median despite below-average county incomes.
Pricier than western counterparts
Kerr's $1,079 rent and $891 owner costs exceed those of nearby Kimble ($795/$705) and Kinney ($771/$545) counties. The premium reflects Kerr's Hill Country appeal and tourism-driven real estate demand, pushing costs higher than comparable rural areas.
Nearly a third of income to housing
Kerr households allocate roughly 30% of income to combined housing costs ($1,970 monthly against $5,661 monthly income). For lower-income residents, this burden leaves limited flexibility for healthcare, education, and savings.
Kerr: beautiful but housing-tight
Kerr County's Hill Country location and outdoor recreation attract many relocators, but verify your income matches local wages before committing. If you're remote-employed or retiring with savings, Kerr's affordability challenge softens considerably.
Affordability Calculator
See how your income compares to housing costs in Kerr County
Rent Burden
19.1%
of gross income
Max Housing (28% Rule)
$1,585
per month
Owner Cost Burden
15.7%
of gross income
The median home in Kerr County may be a stretch
Median home value is $285,100. Estimated monthly cost: $2,276 vs. your max of $1,585.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.