Cost of Living in Kerr County, Texas

$1,079/mo
Median Monthly Rent
$285,100
Median Home Value
12% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,079/mo
12% above state average
Median Home Value
$285,100
1% above national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Kerr County Compares

Median monthly rent comparison

Kerr County$1,079/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$1,079/mo
Median Gross Rent
$285,100
Median Home Value
$891/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Kerr County, Texas

Kerr stretches incomes on housing

Kerr County residents spend 19.1% of their $67,927 income on rent—above the national burden level—despite earning below the national median. The county's $1,079 median rent reflects its appeal as a tourist and recreation destination, creating a housing-cost squeeze for local earners.

Worse affordability than Texas average

Kerr's 19.1% rent-to-income ratio exceeds Texas's 18.1% average, marking it as a less affordable county relative to state norms. Median rents of $1,079 run 12% above the state median despite below-average county incomes.

Pricier than western counterparts

Kerr's $1,079 rent and $891 owner costs exceed those of nearby Kimble ($795/$705) and Kinney ($771/$545) counties. The premium reflects Kerr's Hill Country appeal and tourism-driven real estate demand, pushing costs higher than comparable rural areas.

Nearly a third of income to housing

Kerr households allocate roughly 30% of income to combined housing costs ($1,970 monthly against $5,661 monthly income). For lower-income residents, this burden leaves limited flexibility for healthcare, education, and savings.

Kerr: beautiful but housing-tight

Kerr County's Hill Country location and outdoor recreation attract many relocators, but verify your income matches local wages before committing. If you're remote-employed or retiring with savings, Kerr's affordability challenge softens considerably.

Affordability Calculator

See how your income compares to housing costs in Kerr County

$

Rent Burden

19.1%

of gross income

Max Housing (28% Rule)

$1,585

per month

Owner Cost Burden

15.7%

of gross income

The median home in Kerr County may be a stretch

Median home value is $285,100. Estimated monthly cost: $2,276 vs. your max of $1,585.

Rent Affordability Guide

Your rent-to-income ratio19.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Kerr County, Texas?
Kerr County, Texas has a median monthly rent of $1,079/mo and a median home value of $285,100. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Kerr County?
The median gross rent in Kerr County is $1,079/mo. This is 12% above state average for Texas.
Is Kerr County affordable?
Kerr County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Kerr County's rent compare to the state average?
Kerr County's median rent of $1,079/mo is 12% above state average of $963/mo for Texas.
What is the median home value in Kerr County?
The median home value in Kerr County, Texas is $285,100. This is 1% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.