Cost of Living in Delta County, Colorado
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Delta County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Delta County ranks #2,477 of 3,144 counties for affordability (bottom 21%)
Data Story
About Cost of Living in Delta County, Colorado
Delta offers solid mid-range affordability
Delta County's rent-to-income ratio of 22.2% slightly exceeds the national average, though the county's median income of $58,330 falls below the national median. This western slope county presents moderate affordability challenges for middle-income households.
Above state average but manageable
Delta's 22.2% rent-to-income ratio ranks above Colorado's state average of 20.2%, placing it in the less affordable tier of counties. The median rent of $1,080 exceeds Colorado's median by $173, reflecting growing demand in the region.
Western slope pricing takes the middle
Delta's $1,080 median rent falls between rural eastern counties (Cheyenne, Conejos at ~$850) and mountain counties (Chaffee at $1,514), reflecting its position as a growing western slope center. Home values at $318,000 remain more moderate than mountain counterparts.
Rent claims over one-fifth of income
On a median household income of $58,330, Delta renters spend $1,080 monthly—22.2% of earnings—reflecting tight but manageable budgets. Homeowners dedicate 19.1% of income to monthly costs, making ownership competitive with renting.
Delta suits remote-work relocators
This growing western slope county balances reasonable housing costs ($1,080 rent, $318,000 home values) with small-town amenities and outdoor access. Delta works well for remote workers and families seeking affordable Colorado living outside mountain resort areas.
Cost of Living Advisory: Delta County
Affordability Verdict
For renters in Delta County, the market is affordable. Expect to pay around $1,080/month in gross rent, with 32.0% of renter households considered cost-burdened.
Rent vs. Own
At $1,080/month rent versus $930/month in owner costs, owning is roughly $150/month cheaper — a 14% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $43,200/year. For owner costs at the 28% rule, the required income is roughly $39,857/year. With a median household income of $58,330, most households can comfortably afford rent here. Notably, 32.0% of renter households in Delta County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Colorado, Delta County is more affordable than Logan County by roughly 5% ($1,080/mo vs $1,027/mo).
Affordability Calculator
See how your income compares to housing costs in Delta County
Rent Burden
22.2%
of gross income
Max Housing (28% Rule)
$1,361
per month
Owner Cost Burden
19.1%
of gross income
The median home in Delta County may be a stretch
Median home value is $318,000. Estimated monthly cost: $2,539 vs. your max of $1,361.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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