Cost of Living in Delta County, Colorado

$1,080/mo
Median Monthly Rent
$318,000
Median Home Value
14% below state averageUnaffordable

At a Glance

Median Monthly Rent
$1,080/mo
14% below state average
Median Home Value
$318,000
13% above national
Rent-to-Income Ratio
32.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Delta County Compares

Median monthly rent comparison

Delta County$1,080/mo
Colorado Average$1,253/mo
National Median$1,163/mo

Detailed Housing Stats

$1,080/mo
Median Gross Rent
$318,000
Median Home Value
$930/mo
Monthly Owner Cost
32.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Delta County, Colorado

Delta offers solid mid-range affordability

Delta County's rent-to-income ratio of 22.2% slightly exceeds the national average, though the county's median income of $58,330 falls below the national median. This western slope county presents moderate affordability challenges for middle-income households.

Above state average but manageable

Delta's 22.2% rent-to-income ratio ranks above Colorado's state average of 20.2%, placing it in the less affordable tier of counties. The median rent of $1,080 exceeds Colorado's median by $173, reflecting growing demand in the region.

Western slope pricing takes the middle

Delta's $1,080 median rent falls between rural eastern counties (Cheyenne, Conejos at ~$850) and mountain counties (Chaffee at $1,514), reflecting its position as a growing western slope center. Home values at $318,000 remain more moderate than mountain counterparts.

Rent claims over one-fifth of income

On a median household income of $58,330, Delta renters spend $1,080 monthly—22.2% of earnings—reflecting tight but manageable budgets. Homeowners dedicate 19.1% of income to monthly costs, making ownership competitive with renting.

Delta suits remote-work relocators

This growing western slope county balances reasonable housing costs ($1,080 rent, $318,000 home values) with small-town amenities and outdoor access. Delta works well for remote workers and families seeking affordable Colorado living outside mountain resort areas.

Affordability Calculator

See how your income compares to housing costs in Delta County

$

Rent Burden

22.2%

of gross income

Max Housing (28% Rule)

$1,361

per month

Owner Cost Burden

19.1%

of gross income

The median home in Delta County may be a stretch

Median home value is $318,000. Estimated monthly cost: $2,539 vs. your max of $1,361.

Rent Affordability Guide

Your rent-to-income ratio22.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Delta County, Colorado?
Delta County, Colorado has a median monthly rent of $1,080/mo and a median home value of $318,000. The affordability rating is Unaffordable, with rent making up approximately 32.0% of median household income.
What is the median rent in Delta County?
The median gross rent in Delta County is $1,080/mo. This is 14% below state average for Colorado.
Is Delta County affordable?
Delta County is rated Unaffordable based on rent-to-income ratio of 32.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Delta County's rent compare to the state average?
Delta County's median rent of $1,080/mo is 14% below state average of $1,253/mo for Colorado.
What is the median home value in Delta County?
The median home value in Delta County, Colorado is $318,000. This is 13% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.