Cost of Living in Pratt County, Kansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Pratt County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Pratt County ranks #1,917 of 3,144 counties for affordability (bottom 39%)
Data Story
About Cost of Living in Pratt County, Kansas
Pratt balances incomes and housing costs
Pratt County residents spend 15.1% of their $64,348 median household income on rent, slightly above Kansas's state average of 14.7% but comfortably below the national 30% affordability threshold. Though household incomes trail the national median of $74,755 by 14%, housing remains reasonably accessible.
Middle-ground affordability in Kansas
Pratt County ranks in the moderate tier of Kansas counties for housing affordability, with a rent-to-income ratio just 0.4 points above the state average. Its $810 monthly rent slightly exceeds the state median of $787, reflecting typical rural Kansas pricing.
Highest owner costs in the region
Pratt County's $810 rent sits between Pawnee County ($806) and Rawlins County ($823), but its $838 monthly owner cost is the highest in the regional comparison. Median home values of $114,500 position Pratt as moderately valued for homebuyers.
Renters and owners pay similar amounts
Pratt County renters spend $810 monthly while homeowners invest $838, a minimal difference that reflects balanced housing options for both cohorts. With a median home value of $114,500, both pathways consume roughly 15% of household income.
Steady choice for moderate-income families
Pratt County offers predictable, middle-range housing costs for families earning around $64,000 annually, with both rental and ownership pathways equally viable. Compare it with lower-cost Phillips County or higher-income Pottawatomie County to find your fit.
Cost of Living Advisory: Pratt County
Affordability Verdict
Pratt County offers affordable rental housing at a median of $810/month — about 15.1% of the typical household income here.
Rent vs. Own
At $810/month rent versus $838/month in owner costs, renting is roughly $28/month cheaper — a 3% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,400/year. For owner costs at the 28% rule, the required income is roughly $35,914/year. With a median household income of $64,348, most households can comfortably afford rent here. Notably, 26.0% of renter households in Pratt County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Montgomery County where rent averages $759/month, Pratt County is approximately 7% more expensive.
Affordability Calculator
See how your income compares to housing costs in Pratt County
Rent Burden
15.1%
of gross income
Max Housing (28% Rule)
$1,501
per month
Owner Cost Burden
15.6%
of gross income
You can likely afford the median home in Pratt County
Median home value is $114,500. Estimated monthly cost: $914 vs. your max of $1,501.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Pratt County, Kansas?
What is the median rent in Pratt County?
Is Pratt County affordable?
How does Pratt County's rent compare to the state average?
What is the median home value in Pratt County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Pratt County, Kansas? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Pratt County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.