Cost of Living in Ottawa County, Kansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Ottawa County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Ottawa County, Kansas
Ottawa County: strong incomes offset housing costs
Ottawa County's 11.5% rent-to-income ratio reflects excellent affordability, bolstered by a median income of $76,755 that exceeds the national average by nearly $2,000. At $738/month for rent, housing costs are moderate in absolute terms, and the strong income base makes them feel manageable.
Top-tier affordability in Kansas
Ottawa County's 11.5% rent-to-income ratio ranks among Kansas's best, beating the state average of 14.7% by 3.2 percentage points. Combined with above-average median income of $76,755, Ottawa County offers one of the state's strongest housing value propositions.
Ottawa County: premium community, solid value
Ottawa County's $738 median rent falls between Nemaha County's $726 and Osage County's $810, positioning it as a moderate-cost option with above-average household income. The $164,100 median home value is second-highest in the peer group—only behind Nemaha—reflecting a stable, appreciating market.
Homeownership carries a premium here
Renters allocate just 11.5% of income to housing, while homeowners commit 14.8% ($949 monthly), creating a meaningful affordability gap favoring tenants. For households earning $76,755, the gap is manageable, but would-be buyers should understand the ownership cost premium.
Stable communities with earned affordability
Ottawa County appeals to professionals and established families whose above-average incomes unlock access to quality communities and property appreciation potential. If you're seeking both affordability and long-term equity building in a stable market, Ottawa County's combination of strong income and moderate housing costs makes it a compelling choice.
Affordability Calculator
See how your income compares to housing costs in Ottawa County
Rent Burden
11.5%
of gross income
Max Housing (28% Rule)
$1,791
per month
Owner Cost Burden
14.8%
of gross income
You can likely afford the median home in Ottawa County
Median home value is $164,100. Estimated monthly cost: $1,310 vs. your max of $1,791.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.