Cost of Living in Miami County, Kansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Miami County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Miami County ranks #2,147 of 3,144 counties for affordability (bottom 32%)
Data Story
About Cost of Living in Miami County, Kansas
Miami County's housing costs stretch affordability
At 15.0%, Miami County's rent-to-income ratio exceeds the national average, signaling housing costs that demand a larger income share than most Americans experience. Median rent of $1,101 and homeownership costs of $1,438 reflect a developed county where median household income of $88,000 works hard—though it does substantially exceed the national median.
Miami County is Kansas's most expensive market
Miami County's 15.0% rent-to-income ratio matches the state average but supports the highest median home value in this survey at $277,700, placing it as Kansas's premium housing market. Renters and owners here pay the region's top dollar, though incomes are correspondingly strong.
Miami dominates the region's housing prices
Miami County's $1,101 median rent far exceeds all neighbors—McPherson charges $889, Meade $799, and Marion $727—reflecting Miami's position as the region's most developed economy. Median home values of $277,700 more than double most neighboring counties, indicating a distinct market tier.
Housing consumes 15% of Miami County incomes
Renters earning Miami County's $88,000 median household income spend $1,101 monthly on rent, while homeowners invest $1,438 on median properties valued at $277,700. These premium costs demand the region's highest incomes, leaving less cushion than lower-cost counties for savings and emergency expenses.
Miami County: highest costs, highest earning potential
Miami County delivers Kansas's strongest household incomes at $88,000, but demands the highest housing costs in return—rent at $1,101 and homes valued near $278,000. If your relocation prioritizes maximum earning potential over minimum costs, Miami County rewards it; otherwise, Marshall or Meade offer superior affordability-to-income ratios.
Cost of Living Advisory: Miami County
Affordability Verdict
Housing in Miami County is affordable. The median rent is $1,101/month against a median household income of $88,000, putting rent at 15.0% of income.
Rent vs. Own
At $1,101/month rent versus $1,438/month in owner costs, renting is roughly $337/month cheaper — a 23% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $44,040/year. For owner costs at the 28% rule, the required income is roughly $61,629/year. With a median household income of $88,000, most households can comfortably afford rent here. Notably, 28.0% of renter households in Miami County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Pottawatomie County where rent averages $1,011/month, Miami County is approximately 9% more expensive.
Affordability Calculator
See how your income compares to housing costs in Miami County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$2,053
per month
Owner Cost Burden
19.6%
of gross income
The median home in Miami County may be a stretch
Median home value is $277,700. Estimated monthly cost: $2,217 vs. your max of $2,053.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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