Cost of Living in Miami County, Kansas

$1,101/mo
Median Monthly Rent
$277,700
Median Home Value

At a Glance

Median Monthly Rent
$1,101/mo
40% above state average
Median Home Value
$277,700
1% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Miami County Compares

Median monthly rent comparison

Miami County$1,101/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$1,101/mo
Median Gross Rent
$277,700
Median Home Value
$1,438/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Miami County ranks #2,147 of 3,144 counties for affordability (bottom 32%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Miami County, Kansas

Miami County's housing costs stretch affordability

At 15.0%, Miami County's rent-to-income ratio exceeds the national average, signaling housing costs that demand a larger income share than most Americans experience. Median rent of $1,101 and homeownership costs of $1,438 reflect a developed county where median household income of $88,000 works hard—though it does substantially exceed the national median.

Miami County is Kansas's most expensive market

Miami County's 15.0% rent-to-income ratio matches the state average but supports the highest median home value in this survey at $277,700, placing it as Kansas's premium housing market. Renters and owners here pay the region's top dollar, though incomes are correspondingly strong.

Miami dominates the region's housing prices

Miami County's $1,101 median rent far exceeds all neighbors—McPherson charges $889, Meade $799, and Marion $727—reflecting Miami's position as the region's most developed economy. Median home values of $277,700 more than double most neighboring counties, indicating a distinct market tier.

Housing consumes 15% of Miami County incomes

Renters earning Miami County's $88,000 median household income spend $1,101 monthly on rent, while homeowners invest $1,438 on median properties valued at $277,700. These premium costs demand the region's highest incomes, leaving less cushion than lower-cost counties for savings and emergency expenses.

Miami County: highest costs, highest earning potential

Miami County delivers Kansas's strongest household incomes at $88,000, but demands the highest housing costs in return—rent at $1,101 and homes valued near $278,000. If your relocation prioritizes maximum earning potential over minimum costs, Miami County rewards it; otherwise, Marshall or Meade offer superior affordability-to-income ratios.

Cost of Living Advisory: Miami County

Affordability Verdict

Housing in Miami County is affordable. The median rent is $1,101/month against a median household income of $88,000, putting rent at 15.0% of income.

Rent vs. Own

At $1,101/month rent versus $1,438/month in owner costs, renting is roughly $337/month cheaper — a 23% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $44,040/year. For owner costs at the 28% rule, the required income is roughly $61,629/year. With a median household income of $88,000, most households can comfortably afford rent here. Notably, 28.0% of renter households in Miami County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Pottawatomie County where rent averages $1,011/month, Miami County is approximately 9% more expensive.

Affordability Calculator

See how your income compares to housing costs in Miami County

$

Rent Burden

15.0%

of gross income

Max Housing (28% Rule)

$2,053

per month

Owner Cost Burden

19.6%

of gross income

The median home in Miami County may be a stretch

Median home value is $277,700. Estimated monthly cost: $2,217 vs. your max of $2,053.

Rent Affordability Guide

Your rent-to-income ratio15.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $88,000Needed: $44,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $88,000Needed: $61,629
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $88,000Needed: $64,628

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Miami County, Kansas?
Miami County, Kansas has a median monthly rent of $1,101/mo and a median home value of $277,700. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Miami County?
The median gross rent in Miami County is $1,101/mo. This is 40% above state average for Kansas.
Is Miami County affordable?
Miami County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Miami County's rent compare to the state average?
Miami County's median rent of $1,101/mo is 40% above state average of $787/mo for Kansas.
What is the median home value in Miami County?
The median home value in Miami County, Kansas is $277,700. This is 1% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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