Cost of Living in Harper County, Kansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Harper County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Harper County, Kansas
Harper's income pinch limits affordability
Harper County's 15.0% rent-to-income ratio exceeds the national 12-14% comfort zone, driven by incomes of just $55,417 against the national average of $74,755. Renters here dedicate roughly $8,290 annually to housing costs.
Below-average statewide affordability
At 15.0%, Harper County's rent-to-income ratio runs above Kansas's state average of 14.7%, reflecting tight financial margins for renters. Monthly rent of $693 is the lowest in the region, yet doesn't fully offset income challenges.
Cheapest rents, lowest incomes
Harper County offers the region's most budget-friendly rents ($693), but its $55,417 median income is the lowest among western Kansas peers, resulting in a 15.0% ratio that exceeds affordable Grant ($696 rent, 11.5% ratio). Greenwood and Graham offer similar affordability structures with slightly better incomes.
Renting and owning cost nearly the same
Monthly rent ($693) and homeowner costs ($685) are virtually identical, each consuming roughly 15% of income for renters and 14.8% for owners. Homes value at just $77,300—the lowest in the region—making Harper ideal for budget-conscious buyers but offering limited wealth-building.
Lowest-cost option for ultra-tight budgets
Harper County's sub-$700 rents and $77,300 homes serve those prioritizing absolute minimum housing expenses over long-term equity gains. If household income is below $60,000 and affordability trumps all other factors, Harper delivers Kansas's flattest housing costs—but explore nearby Greenwood or Grant for marginally better income prospects.
Affordability Calculator
See how your income compares to housing costs in Harper County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$1,293
per month
Owner Cost Burden
14.8%
of gross income
You can likely afford the median home in Harper County
Median home value is $77,300. Estimated monthly cost: $617 vs. your max of $1,293.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.