Cost of Living in Hart County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Hart County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Hart County ranks #434 of 3,142 counties for affordability (top 14%)
Sourced county brief
Hart County Median Gross Rent Percentage Estimated at 21.4 Percent
In Hart County, Kentucky, the median gross rent as a percentage of household income (GRAPI) was estimated at 21.4%. This official ACS B25071 metric is 5.8 percentage points lower than the Kentucky unweighted county mean of 27.2%. The median gross rent in the county is $693 per month, which is $100 lower than the state unweighted county mean of $793. For owner-occupied housing, the median monthly owner cost is $665, compared to the Kentucky unweighted county mean of $753. The median home value in Hart County was estimated at $146,000, while the state unweighted county mean is $160,835. Additionally, the median income for renter-households in the county is $38,772. All figures represent snapshots from the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Hart County
Affordability Verdict
ACS B25071 estimates median gross rent at 21.4% of renter household income in Hart County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $693 per month; median selected monthly owner costs are $665. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $27,720 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Hart County's $693 median is 12.7% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Hart County
Rent Burden
15.9%
of gross income
Max Housing (28% Rule)
$1,220
per month
Owner Cost Burden
15.3%
of gross income
You can likely afford the median home in Hart County
Median home value is $146,000. Estimated monthly cost: $1,166 vs. your max of $1,220.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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