Cost of Living in Hamilton County, Kansas

$778/mo
Median Monthly Rent
$119,700
Median Home Value
1% below state averageUnaffordable

At a Glance

Median Monthly Rent
$778/mo
1% below state average
Median Home Value
$119,700
58% below national
Rent-to-Income Ratio
18.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hamilton County Compares

Median monthly rent comparison

Hamilton County$778/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$778/mo
Median Gross Rent
$119,700
Median Home Value
$759/mo
Monthly Owner Cost
18.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Hamilton County, Kansas

Hamilton stretches incomes slightly tight

Hamilton County's 15.1% rent-to-income ratio exceeds the national 12-14% comfort zone, signaling modest housing pressure on lower incomes of $61,929 versus the national $74,755. Renters allocate roughly $9,360 annually to housing here.

Above-average affordability challenge

At 15.1%, Hamilton County's rent-to-income ratio exceeds Kansas's state average of 14.7%, placing it slightly below the state median in affordability rankings. Monthly rent of $778 approaches the state median of $787, while incomes lag behind more prosperous regions.

Mid-tier among western Kansas counties

Hamilton's $778 rent and 15.1% ratio position it between affordable Grant ($696, 11.5%) and tight Graham ($726, 16.5%), while incomes of $61,929 fall behind Greeley ($78,819) and Gray ($77,885). Compared to Greenwood ($710 rent, 14.6% ratio), Hamilton charges modestly more without income advantage.

Balanced renting and owning costs

Monthly rent ($778) and homeowner costs ($759) are nearly identical, both consuming roughly 15% of the $61,929 median income. Homes value at $119,700, offering moderate ownership opportunity, yet the broader income constraint affects both housing markets equally.

Feasible for steady, mid-range earners

Hamilton County suits households earning $60,000–$75,000 seeking affordable housing without extreme income requirements or constraints. Whether renting or buying, plan around the 15% housing expense figure and compare to higher-income counties like Grant or Gray if your earnings exceed $72,000.

Affordability Calculator

See how your income compares to housing costs in Hamilton County

$

Rent Burden

15.1%

of gross income

Max Housing (28% Rule)

$1,445

per month

Owner Cost Burden

14.7%

of gross income

You can likely afford the median home in Hamilton County

Median home value is $119,700. Estimated monthly cost: $956 vs. your max of $1,445.

Rent Affordability Guide

Your rent-to-income ratio15.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Hamilton County, Kansas?
Hamilton County, Kansas has a median monthly rent of $778/mo and a median home value of $119,700. The affordability rating is Unaffordable, with rent making up approximately 18.0% of median household income.
What is the median rent in Hamilton County?
The median gross rent in Hamilton County is $778/mo. This is 1% below state average for Kansas.
Is Hamilton County affordable?
Hamilton County is rated Unaffordable based on rent-to-income ratio of 18.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hamilton County's rent compare to the state average?
Hamilton County's median rent of $778/mo is 1% below state average of $787/mo for Kansas.
What is the median home value in Hamilton County?
The median home value in Hamilton County, Kansas is $119,700. This is 58% below the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in Hamilton County, Kansas? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in Hamilton County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.