Cost of Living in Gray County, Kansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Gray County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Gray County, Kansas
Gray County balances income and housing
Gray County residents enjoy a 12.8% rent-to-income ratio, nestled comfortably within the national affordability sweet spot of 12-14%. With a median household income of $77,885—above the national average of $74,755—renters here allocate roughly $9,600 annually to housing.
Above-average affordability statewide
At 12.8%, Gray County's rent-to-income ratio beats Kansas's state average of 14.7%, reflecting both higher-than-typical incomes and moderate rental costs. This positions the county as one of Kansas's more livable markets.
Premium rents, premium incomes
Gray County's $833 monthly rent is the highest among western Kansas peers, but its $77,885 median income is also the strongest, keeping the ratio competitive. Grant County offers cheaper rent ($696) with lower income ($72,484), while Greeley County splits the difference at $915 rent and $78,819 income.
Renting and owning fairly balanced
Monthly rent ($833) and homeowner costs ($885) are closely matched, both consuming roughly 12.8% and 13.6% of income respectively. Homes value at $174,700—the highest among western Kansas counties surveyed—reflecting stronger equity-building potential for local buyers.
Best fit for income-secure households
Gray County rewards those with steady, above-average incomes—its strong rent-to-income ratio depends on the $77,885 median income. If your household income is $75,000 or higher, Gray's robust rental and ownership markets offer genuine affordability; lower-income movers may find western neighbors more comfortable.
Affordability Calculator
See how your income compares to housing costs in Gray County
Rent Burden
12.8%
of gross income
Max Housing (28% Rule)
$1,817
per month
Owner Cost Burden
13.6%
of gross income
You can likely afford the median home in Gray County
Median home value is $174,700. Estimated monthly cost: $1,395 vs. your max of $1,817.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.