Cost of Living in Gray County, Kansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Gray County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Gray County ranks #1,694 of 3,142 counties for affordability (bottom 46%)
Sourced county brief
Gray County Median Home Value Reaches $206,000 in ACS Estimates
The median home value in Gray County was estimated at $206,000, which is $67,175 higher than the Kansas unweighted county mean of $138,825. For households that rent, the median gross rent is $808 per month, compared to a state unweighted county mean of $802. The official median gross rent as a percentage of household income (GRAPI) is 21.7 percent, which is 2.9 percentage points below the state unweighted county mean of 24.6 percent. Median renter-household income is $49,167. For homeowners, the median selected monthly owner cost is $1,035, while the state unweighted county mean is $861. All housing affordability metrics in this report, including the 21.7 percent GRAPI, are official ACS B25071 figures rather than derived estimates. Data is sourced from the 2020-2024 American Community Survey 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Gray County
Affordability Verdict
ACS B25071 estimates median gross rent at 21.7% of renter household income in Gray County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $808 per month; median selected monthly owner costs are $1,035. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $32,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kansas unweighted mean of county median rents is $802 per month. Gray County's $808 median is 0.7% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Gray County
Rent Burden
12.3%
of gross income
Max Housing (28% Rule)
$1,846
per month
Owner Cost Burden
15.7%
of gross income
You can likely afford the median home in Gray County
Median home value is $206,000. Estimated monthly cost: $1,645 vs. your max of $1,846.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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