Cost of Living in Saline County, Nebraska

$833/mo
Median Monthly Rent
$180,700
Median Home Value

At a Glance

Median Monthly Rent
$833/mo
6% above state average
Median Home Value
$180,700
36% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Saline County Compares

Median monthly rent comparison

Saline County$833/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$833/mo
Median Gross Rent
$180,700
Median Home Value
$840/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Saline County ranks #1,958 of 3,144 counties for affordability (bottom 38%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Saline County, Nebraska

Saline County outearns and stays affordable

Saline County's median household income of $77,027 exceeds the national median of $74,755, yet residents maintain a 13.0% rent-to-income ratio—well below typical national affordability thresholds. This combination of above-average earning power and controlled housing costs creates genuine economic breathing room.

Sweet spot for Nebraska affordability

Saline County's rent-to-income ratio of 13.0% ranks second-best statewide, undercutting Nebraska's state average of 14.2% by a meaningful margin. With above-state-average income and moderate rent of $833 monthly, Saline represents the rare county that marries prosperity with affordability.

More income, smarter housing costs

Saline's $77,027 median income dwarfs Rock County ($57,500) and Red Willow ($60,000), yet rents remain reasonable at $833—only $50 above the state average. This income advantage transforms housing costs into a smaller slice of the household pie.

High earners, moderate housing burden

Saline households earn $77,027 annually and dedicate $833 to rent or $840 to ownership, consuming just 13% of income for housing. This efficiency leaves $5,600+ monthly for all other expenses—substantially more than lower-income counties despite similar absolute rent levels.

Saline: prosperity and affordability unite

Consider Saline if you seek Nebraska's sweet spot: strong household incomes, reasonable housing costs, and a healthy median home value of $180,700. You'll enjoy both financial security and housing affordability—a rare pairing in today's market.

Cost of Living Advisory: Saline County

Affordability Verdict

Saline County is affordable for renters, with a median gross rent of $833/month representing approximately 13.0% of median household income. The rent burden (GRAPI) stands at 25.0%.

Rent vs. Own

At $833/month rent versus $840/month in owner costs, renting is roughly $7/month cheaper — a 1% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,320/year. For owner costs at the 28% rule, the required income is roughly $36,000/year. With a median household income of $77,027, most households can comfortably afford rent here. Notably, 25.0% of renter households in Saline County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Nebraska, Saline County is less affordable than York County by roughly 6% ($833/mo vs $885/mo).

Affordability Calculator

See how your income compares to housing costs in Saline County

$

Rent Burden

13.0%

of gross income

Max Housing (28% Rule)

$1,797

per month

Owner Cost Burden

13.1%

of gross income

You can likely afford the median home in Saline County

Median home value is $180,700. Estimated monthly cost: $1,443 vs. your max of $1,797.

Rent Affordability Guide

Your rent-to-income ratio13.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,027Needed: $33,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,027Needed: $36,000
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $77,027Needed: $42,054

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Saline County, Nebraska?
Saline County, Nebraska has a median monthly rent of $833/mo and a median home value of $180,700. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Saline County?
The median gross rent in Saline County is $833/mo. This is 6% above state average for Nebraska.
Is Saline County affordable?
Saline County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Saline County's rent compare to the state average?
Saline County's median rent of $833/mo is 6% above state average of $783/mo for Nebraska.
What is the median home value in Saline County?
The median home value in Saline County, Nebraska is $180,700. This is 36% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Saline County, Nebraska? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Saline County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.