Cost of Living in Cowley County, Kansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Cowley County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Cowley County, Kansas
Cowley renters squeeze budgets tighter
Cowley County's rent-to-income ratio of 16.0% exceeds the national ideal, reflecting a median household income of $58,263—far below the national $74,755. Renters here pay $779 monthly, putting housing affordability under strain despite modest absolute costs.
Middle of the Kansas pack
Cowley's 16.0% rent-to-income ratio slightly outpaces Kansas's 14.7% state average, and its $779 median rent nearly matches the state average of $787. This positioning suggests Cowley mirrors statewide affordability challenges: modest rents paired with modest incomes.
Pricier rents, higher home values
Cowley's $779 monthly rent exceeds Comanche ($672) and Decatur ($695) but trails Crawford's pricier $837 median. Its $111,600 median home value positions Cowley between the rural counties (Comanche, Decatur) and more expensive markets like Crawford ($122,400).
Homeownership carries sharper monthly burden
Cowley renters allocate 16.0% of their $58,263 income to $779 monthly rent, while homeowners pay $899—consuming 18.5% of household income. This gap suggests that Cowley's homeownership market demands more aggressive budget commitment than renting.
Mid-range option for growing families
Cowley offers moderate home values ($111,600) and rents that balance affordability against lifestyle expectations. Compare against Comanche for lower costs or Crawford for more housing amenities at higher price points.
Affordability Calculator
See how your income compares to housing costs in Cowley County
Rent Burden
16.0%
of gross income
Max Housing (28% Rule)
$1,359
per month
Owner Cost Burden
18.5%
of gross income
You can likely afford the median home in Cowley County
Median home value is $111,600. Estimated monthly cost: $891 vs. your max of $1,359.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.