Cost of Living in Cowley County, Kansas

$779/mo
Median Monthly Rent
$111,600
Median Home Value
1% below state averageUnaffordable

At a Glance

Median Monthly Rent
$779/mo
1% below state average
Median Home Value
$111,600
60% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cowley County Compares

Median monthly rent comparison

Cowley County$779/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$779/mo
Median Gross Rent
$111,600
Median Home Value
$899/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cowley County, Kansas

Cowley renters squeeze budgets tighter

Cowley County's rent-to-income ratio of 16.0% exceeds the national ideal, reflecting a median household income of $58,263—far below the national $74,755. Renters here pay $779 monthly, putting housing affordability under strain despite modest absolute costs.

Middle of the Kansas pack

Cowley's 16.0% rent-to-income ratio slightly outpaces Kansas's 14.7% state average, and its $779 median rent nearly matches the state average of $787. This positioning suggests Cowley mirrors statewide affordability challenges: modest rents paired with modest incomes.

Pricier rents, higher home values

Cowley's $779 monthly rent exceeds Comanche ($672) and Decatur ($695) but trails Crawford's pricier $837 median. Its $111,600 median home value positions Cowley between the rural counties (Comanche, Decatur) and more expensive markets like Crawford ($122,400).

Homeownership carries sharper monthly burden

Cowley renters allocate 16.0% of their $58,263 income to $779 monthly rent, while homeowners pay $899—consuming 18.5% of household income. This gap suggests that Cowley's homeownership market demands more aggressive budget commitment than renting.

Mid-range option for growing families

Cowley offers moderate home values ($111,600) and rents that balance affordability against lifestyle expectations. Compare against Comanche for lower costs or Crawford for more housing amenities at higher price points.

Affordability Calculator

See how your income compares to housing costs in Cowley County

$

Rent Burden

16.0%

of gross income

Max Housing (28% Rule)

$1,359

per month

Owner Cost Burden

18.5%

of gross income

You can likely afford the median home in Cowley County

Median home value is $111,600. Estimated monthly cost: $891 vs. your max of $1,359.

Rent Affordability Guide

Your rent-to-income ratio16.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cowley County, Kansas?
Cowley County, Kansas has a median monthly rent of $779/mo and a median home value of $111,600. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Cowley County?
The median gross rent in Cowley County is $779/mo. This is 1% below state average for Kansas.
Is Cowley County affordable?
Cowley County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cowley County's rent compare to the state average?
Cowley County's median rent of $779/mo is 1% below state average of $787/mo for Kansas.
What is the median home value in Cowley County?
The median home value in Cowley County, Kansas is $111,600. This is 60% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.