Cost of Living in Cowley County, Kansas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Cowley County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cowley County ranks #1,537 of 3,142 counties for affordability (top 49%)
Sourced county brief
Cowley County median rent burden reaches 30.4 percent of income
In Cowley County, the official ACS B25071 median gross rent as a percentage of household income (GRAPI) was 30.4%. This figure is 5.8 percentage points higher than the Kansas unweighted county mean of 24.6%. The median gross rent in the county was estimated at $809 per month, which is $7 above the state unweighted county mean of $802. Renter households in the area had a median income of $34,033. Regarding the ownership market, the median home value was $120,900, compared to the unweighted county mean for the state of $138,825. Selected monthly owner costs for all owner-occupied units were $928, which is $67 above the $861 unweighted county mean for Kansas. All statistics are sourced from the American Community Survey 5-Year Estimates for the period of 2020-2024. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Cowley County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.4% of renter household income in Cowley County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $809 per month; median selected monthly owner costs are $928. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $32,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kansas unweighted mean of county median rents is $802 per month. Cowley County's $809 median is 0.8% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Cowley County
Rent Burden
16.8%
of gross income
Max Housing (28% Rule)
$1,350
per month
Owner Cost Burden
19.2%
of gross income
You can likely afford the median home in Cowley County
Median home value is $120,900. Estimated monthly cost: $965 vs. your max of $1,350.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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