Cost of Living in Osage County, Kansas

$810/mo
Median Monthly Rent
$142,800
Median Home Value
3% above state averageUnaffordable

At a Glance

Median Monthly Rent
$810/mo
3% above state average
Median Home Value
$142,800
49% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Osage County Compares

Median monthly rent comparison

Osage County$810/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$810/mo
Median Gross Rent
$142,800
Median Home Value
$996/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Osage County, Kansas

Osage County: premium pricing for stability

Osage County's 13.8% rent-to-income ratio sits comfortably in the affordable zone despite higher absolute housing costs—a testament to the county's strong median income of $70,216. At $810/month for rent and $996/month for homeownership, Osage County commands the highest housing costs in the peer group, reflecting a more established, affluent market.

Above Kansas average but income-balanced

Osage County's 13.8% rent-to-income ratio beats the Kansas state average of 14.7%, despite having the highest median rent ($810) among peer counties. Above-average median income of $70,216 allows households to absorb these higher costs while maintaining healthy affordability ratios.

Osage County: the premium regional market

Osage County's $810 median rent is notably higher than all peers—$173 above Nemaha County's $726 and $168 above Ottawa County's $738. Homebuyers will find median values of $142,800 moderate for the region, though monthly owner costs of $996 represent the highest in the peer group.

Income supports higher housing costs

Renters allocate 13.8% of income to housing, while homeowners commit 17.0% ($996 monthly), creating a meaningful affordability gap between renting and buying. Osage County's higher income base ($70,216) is what makes these premium prices sustainable—lower-income households would find both pathways strained.

For those seeking affluent stability

Osage County attracts established families and professionals who value strong community infrastructure and don't mind paying a premium for it. If your household income exceeds $75,000 and you prioritize neighborhood stability over rock-bottom housing costs, Osage County's vibrant market justifies its higher price tags.

Affordability Calculator

See how your income compares to housing costs in Osage County

$

Rent Burden

13.8%

of gross income

Max Housing (28% Rule)

$1,638

per month

Owner Cost Burden

17.0%

of gross income

You can likely afford the median home in Osage County

Median home value is $142,800. Estimated monthly cost: $1,140 vs. your max of $1,638.

Rent Affordability Guide

Your rent-to-income ratio13.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Osage County, Kansas?
Osage County, Kansas has a median monthly rent of $810/mo and a median home value of $142,800. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Osage County?
The median gross rent in Osage County is $810/mo. This is 3% above state average for Kansas.
Is Osage County affordable?
Osage County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Osage County's rent compare to the state average?
Osage County's median rent of $810/mo is 3% above state average of $787/mo for Kansas.
What is the median home value in Osage County?
The median home value in Osage County, Kansas is $142,800. This is 49% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.