CostBy County

Cost of Living in Coal County, Oklahoma

$722/mo
Median Monthly Rent
$115,700
Median Home Value

At a Glance

Median Monthly Rent
$722/mo
14% below state average
Median Home Value
$115,700
65% below national
Census GRAPI
23.6%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Coal County Compares

Median monthly rent comparison

Coal County$722/mo
Oklahoma Average$839/mo
National Median$1,413/mo

Detailed Housing Stats

$722/mo
Median Gross Rent
$115,700
Median Home Value
$588/mo
Monthly Owner Cost
23.6%
Census GRAPI

National Ranking

Affordability Rank

Coal County ranks #353 of 3,142 counties for affordability (top 11%)

Most AffordableLeast Affordable

Sourced county brief

Coal County Official GRAPI Snapshot Recorded at 23.6 Percent

In Coal County, Oklahoma, the official Gross Rent as a Percentage of Household Income (GRAPI) is 23.6%. This is 3.0 percentage points below the Oklahoma unweighted county mean of 26.6%. The median gross rent was estimated at $722 per month, which is $117 lower than the Oklahoma unweighted county mean of $839. For owner-occupied housing, the median home value is $115,700, and median selected monthly owner costs were $588. These values differ from the state unweighted county means of $152,013 for home value and $755 for monthly owner costs. The median renter-household income in the county was $34,574. These statistics represent a point-in-time analysis from the U.S. Census Bureau's 2020-2024 5-Year Estimates and do not indicate future trends. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Coal County

Affordability Verdict

ACS B25071 estimates median gross rent at 23.6% of renter household income in Coal County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $722 per month; median selected monthly owner costs are $588. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $28,880 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Oklahoma unweighted mean of county median rents is $839 per month. Coal County's $722 median is 14.0% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Coal County

$

Rent Burden

17.2%

of gross income

Max Housing (28% Rule)

$1,177

per month

Owner Cost Burden

14.0%

of gross income

You can likely afford the median home in Coal County

Median home value is $115,700. Estimated monthly cost: $924 vs. your max of $1,177.

Rent Affordability Guide

Your entered rent as a share of entered income17.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,423Needed: $28,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,423Needed: $25,200
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $50,423Needed: $26,927

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Coal County, Oklahoma?
Coal County, Oklahoma has a median monthly rent of $722/mo and a median home value of $115,700. The affordability rating is Affordable, with median gross rent equal to approximately 23.6% of renter household income.
What is the median rent in Coal County?
The median gross rent in Coal County is $722/mo. This is 14% below state average for Oklahoma.
Is Coal County affordable?
Coal County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 23.6%. Median gross rent is under 30% of renter household income.
How does Coal County's rent compare to the state average?
Coal County's median rent of $722/mo is 14% below state average of $839/mo for Oklahoma.
What is the median home value in Coal County?
The median home value in Coal County, Oklahoma is $115,700. This is 65% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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