Cost of Living in Coal County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Coal County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Coal County ranks #612 of 3,144 counties for affordability (top 19%)
Data Story
About Cost of Living in Coal County, Oklahoma
Coal County delivers solid rental affordability
At 16.9%, Coal County's rent-to-income ratio sits comfortably below the national affordability threshold and ranks among the strongest in this county set. The median household income of $48,162 is lean by national standards, yet modest rents of $679 keep housing costs reasonable.
Better than average across Oklahoma
Coal County's 16.9% rent-to-income ratio beats Oklahoma's 17.0% state average by a narrow margin, placing it in the more affordable tier of counties. Median rent of $679 runs significantly below the state median of $814.
Among Oklahoma's most affordable options
Coal County's $679 median rent ranks among the lowest in this regional cluster, beaten only by Cimarron ($682) and Choctaw ($676) counties. Its 16.9% affordability ratio ties it with Choctaw as one of the two best deals for renters.
Homeownership significantly cheaper than renting
Renters pay $679 monthly while homeowners carry just $527 mortgages on homes valued at $92,500—an unusual gap favoring ownership in this lower-cost market. Housing consumes roughly 17% of the $48,162 median income for renters, about 13% for homeowners.
Coal County: affordable and balanced value
Relocating here offers strong rental affordability without the rock-bottom incomes of neighboring counties, making it a balanced choice for budget-conscious movers. Consider this option alongside Cimarron and Choctaw if maximum savings matter, or if you prefer modest income levels over a job-search challenge.
Cost of Living Advisory: Coal County
Affordability Verdict
Housing in Coal County is affordable. The median rent is $679/month against a median household income of $48,162, putting rent at 16.9% of income.
Rent vs. Own
The median rent in Coal County is $679/month, while owner costs run $527/month. Owning saves approximately $152/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,160/year. For owner costs at the 28% rule, the required income is roughly $22,586/year. With a median household income of $48,162, most households can comfortably afford rent here. Notably, 23.0% of renter households in Coal County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Oklahoma, Coal County is less affordable than Seminole County by roughly 7% ($679/mo vs $730/mo).
Affordability Calculator
See how your income compares to housing costs in Coal County
Rent Burden
16.9%
of gross income
Max Housing (28% Rule)
$1,124
per month
Owner Cost Burden
13.1%
of gross income
You can likely afford the median home in Coal County
Median home value is $92,500. Estimated monthly cost: $738 vs. your max of $1,124.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Coal County, Oklahoma?
What is the median rent in Coal County?
Is Coal County affordable?
How does Coal County's rent compare to the state average?
What is the median home value in Coal County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Coal County, Oklahoma? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Coal County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.