Cost of Living in Coal County, Oklahoma
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Coal County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Coal County ranks #353 of 3,142 counties for affordability (top 11%)
Sourced county brief
Coal County Official GRAPI Snapshot Recorded at 23.6 Percent
In Coal County, Oklahoma, the official Gross Rent as a Percentage of Household Income (GRAPI) is 23.6%. This is 3.0 percentage points below the Oklahoma unweighted county mean of 26.6%. The median gross rent was estimated at $722 per month, which is $117 lower than the Oklahoma unweighted county mean of $839. For owner-occupied housing, the median home value is $115,700, and median selected monthly owner costs were $588. These values differ from the state unweighted county means of $152,013 for home value and $755 for monthly owner costs. The median renter-household income in the county was $34,574. These statistics represent a point-in-time analysis from the U.S. Census Bureau's 2020-2024 5-Year Estimates and do not indicate future trends. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Coal County
Affordability Verdict
ACS B25071 estimates median gross rent at 23.6% of renter household income in Coal County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $722 per month; median selected monthly owner costs are $588. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $28,880 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Oklahoma unweighted mean of county median rents is $839 per month. Coal County's $722 median is 14.0% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Coal County
Rent Burden
17.2%
of gross income
Max Housing (28% Rule)
$1,177
per month
Owner Cost Burden
14.0%
of gross income
You can likely afford the median home in Coal County
Median home value is $115,700. Estimated monthly cost: $924 vs. your max of $1,177.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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