Cost of Living in Plymouth County, Iowa
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Plymouth County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Plymouth County, Iowa
Plymouth pays premium for higher incomes
Plymouth County's 12.7% rent-to-income ratio sits comfortably below the national average, supported by a median household income of $81,600—above both state and national medians. At $865 per month, rents run 6% above the state average, but stronger local wages make housing more manageable here than in lower-income counties.
Above-average incomes fuel affordability
Plymouth County ranks in the upper half of Iowa counties for affordability, with a rent-to-income ratio below the state average of 14.1%. This performance stems primarily from above-average household incomes rather than below-average rents.
Higher rents reflect stronger local economy
Plymouth County's $865 rent exceeds nearby Palo Alto County ($599) and Pocahontas County ($743), reflecting a more competitive regional housing market. However, Plymouth's significantly higher median incomes ($81,600 vs neighbors' $63,400–$68,900) make these higher rents proportionally more affordable.
Ownership slightly pricier than renting
Renters spend $865 monthly while homeowners pay $942, with median home values reaching $218,600—substantially higher than rural county averages. Both tenure types consume roughly 12–14% of the $81,600 median income, leaving strong discretionary income for families and individuals.
Premium housing for premium incomes
Plymouth County appeals to professionals and families with above-average earnings who want affordable housing in a stronger economic hub. Higher home values and rents reflect a healthier local job market—making relocation here sensible primarily for those with job prospects to match.
Affordability Calculator
See how your income compares to housing costs in Plymouth County
Rent Burden
12.7%
of gross income
Max Housing (28% Rule)
$1,904
per month
Owner Cost Burden
13.9%
of gross income
You can likely afford the median home in Plymouth County
Median home value is $218,600. Estimated monthly cost: $1,745 vs. your max of $1,904.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.