Cost of Living in Plymouth County, Iowa

$865/mo
Median Monthly Rent
$218,600
Median Home Value
7% above state averageUnaffordable

At a Glance

Median Monthly Rent
$865/mo
7% above state average
Median Home Value
$218,600
22% below national
Rent-to-Income Ratio
17.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Plymouth County Compares

Median monthly rent comparison

Plymouth County$865/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$865/mo
Median Gross Rent
$218,600
Median Home Value
$942/mo
Monthly Owner Cost
17.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Plymouth County, Iowa

Plymouth pays premium for higher incomes

Plymouth County's 12.7% rent-to-income ratio sits comfortably below the national average, supported by a median household income of $81,600—above both state and national medians. At $865 per month, rents run 6% above the state average, but stronger local wages make housing more manageable here than in lower-income counties.

Above-average incomes fuel affordability

Plymouth County ranks in the upper half of Iowa counties for affordability, with a rent-to-income ratio below the state average of 14.1%. This performance stems primarily from above-average household incomes rather than below-average rents.

Higher rents reflect stronger local economy

Plymouth County's $865 rent exceeds nearby Palo Alto County ($599) and Pocahontas County ($743), reflecting a more competitive regional housing market. However, Plymouth's significantly higher median incomes ($81,600 vs neighbors' $63,400–$68,900) make these higher rents proportionally more affordable.

Ownership slightly pricier than renting

Renters spend $865 monthly while homeowners pay $942, with median home values reaching $218,600—substantially higher than rural county averages. Both tenure types consume roughly 12–14% of the $81,600 median income, leaving strong discretionary income for families and individuals.

Premium housing for premium incomes

Plymouth County appeals to professionals and families with above-average earnings who want affordable housing in a stronger economic hub. Higher home values and rents reflect a healthier local job market—making relocation here sensible primarily for those with job prospects to match.

Affordability Calculator

See how your income compares to housing costs in Plymouth County

$

Rent Burden

12.7%

of gross income

Max Housing (28% Rule)

$1,904

per month

Owner Cost Burden

13.9%

of gross income

You can likely afford the median home in Plymouth County

Median home value is $218,600. Estimated monthly cost: $1,745 vs. your max of $1,904.

Rent Affordability Guide

Your rent-to-income ratio12.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Plymouth County, Iowa?
Plymouth County, Iowa has a median monthly rent of $865/mo and a median home value of $218,600. The affordability rating is Unaffordable, with rent making up approximately 17.0% of median household income.
What is the median rent in Plymouth County?
The median gross rent in Plymouth County is $865/mo. This is 7% above state average for Iowa.
Is Plymouth County affordable?
Plymouth County is rated Unaffordable based on rent-to-income ratio of 17.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Plymouth County's rent compare to the state average?
Plymouth County's median rent of $865/mo is 7% above state average of $812/mo for Iowa.
What is the median home value in Plymouth County?
The median home value in Plymouth County, Iowa is $218,600. This is 22% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.