Cost of Living in Jefferson County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jefferson County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Jefferson County, Indiana
Jefferson County's Housing Affordability Strain
Jefferson County residents experience a 17.3% rent-to-income ratio, among the state's tightest, paired with a median household income of $59,987 that falls nearly $15,000 short of the national median. Monthly rents of $865 consume a troubling share of household budgets here.
Jefferson's Standing in Indiana
At 17.3%, Jefferson County's rent-to-income ratio ranks among Indiana's least affordable, exceeding the state average of 15.6% by 1.7 percentage points. The county's below-average income of $59,987 compounds the affordability challenge, making housing a significant budget strain.
Jefferson vs. Surrounding Counties
Jefferson County's 17.3% rent burden makes it one of the region's least affordable, surpassed only by Howard County at 17.6% and Jay County at 17.0%. While rents at $865 run moderate, the combination of modest housing costs and weak incomes creates persistent affordability pressure.
Jefferson County Housing Economics
Jefferson County residents earning the median $59,987 annually spend about $865 monthly on rent—a significant 17.3% of gross income. Homeowners face nearly identical $866 monthly costs on properties valued around $180,600, making ownership no easier than renting financially.
Relocating to Jefferson County?
Jefferson County's 17.3% rent-to-income ratio and modest incomes signal tight household budgets for most residents, making it a challenging move unless you're relocating with above-average income or employment already secured. If you're considering Jefferson for lower housing costs, recognize that the real affordability gains vanish without stable, competitive employment.
Affordability Calculator
See how your income compares to housing costs in Jefferson County
Rent Burden
17.3%
of gross income
Max Housing (28% Rule)
$1,400
per month
Owner Cost Burden
17.3%
of gross income
The median home in Jefferson County may be a stretch
Median home value is $180,600. Estimated monthly cost: $1,442 vs. your max of $1,400.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.