Cost of Living in Baldwin County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Baldwin County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Baldwin County ranks #2,945 of 3,144 counties for affordability (bottom 6%)
Data Story
About Cost of Living in Baldwin County, Georgia
Baldwin straddles middle-class affordability
Baldwin County's 18.7% rent-to-income ratio sits just above the national average, supported by a median household income of $55,413 that exceeds most rural peers. At $865 in median rent and $164,700 median home value, Baldwin represents a step up into more developed Georgia markets.
Balanced Georgia housing market
Baldwin County's 18.7% rent-to-income ratio matches Georgia's state average almost exactly, positioning it squarely within the state's mainstream housing landscape. The county's $55,413 median income sits above the rural cluster but trails suburban Georgia counties significantly.
Gateway to higher-cost Georgia
Baldwin County's $865 median rent and $164,700 home value mark a clear jump from the rural Southeast Georgia cluster to the south. Compared to nearby Baker ($643 rent, $120,100 homes), Baldwin offers a transitional market with meaningfully higher incomes to match.
Housing takes a healthy chunk
Baldwin County residents earning $55,413 median income allocate $865 monthly to rent—18.7% of gross household earnings. Homeowners with $818 monthly mortgage costs on $164,700 median homes pay proportionally more, reflecting Baldwin's position as a more developed Georgia market.
Baldwin bridges rural and suburban Georgia
If you're upgrading from rural Georgia, Baldwin County offers moderate housing costs aligned with state averages and notably higher incomes than Southeast Georgia counties. Its $164,700 median home value represents significant appreciation potential compared to neighboring rural markets.
Cost of Living Advisory: Baldwin County
Affordability Verdict
Baldwin County is affordable for renters, with a median gross rent of $865/month representing approximately 18.7% of median household income. The rent burden (GRAPI) stands at 33.0%.
Rent vs. Own
Renters in Baldwin County pay $865/month on average, compared to $818/month for homeowners. This market favors buyers by about 5%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,600/year. For owner costs at the 28% rule, the required income is roughly $35,057/year. With a median household income of $55,413, most households can comfortably afford rent here. Notably, 33.0% of renter households in Baldwin County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Georgia, Baldwin County is more affordable than Hart County by roughly 6% ($865/mo vs $814/mo).
Affordability Calculator
See how your income compares to housing costs in Baldwin County
Rent Burden
18.7%
of gross income
Max Housing (28% Rule)
$1,293
per month
Owner Cost Burden
17.7%
of gross income
The median home in Baldwin County may be a stretch
Median home value is $164,700. Estimated monthly cost: $1,315 vs. your max of $1,293.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Baldwin County, Georgia?
What is the median rent in Baldwin County?
Is Baldwin County affordable?
How does Baldwin County's rent compare to the state average?
What is the median home value in Baldwin County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Baldwin County, Georgia? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Baldwin County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.