CostBy County

Cost of Living in Geneva County, Alabama

$784/mo
Median Monthly Rent
$130,700
Median Home Value

At a Glance

Median Monthly Rent
$784/mo
4% below state average
Median Home Value
$130,700
61% below national
Census GRAPI
27.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Geneva County Compares

Median monthly rent comparison

Geneva County$784/mo
Alabama Average$820/mo
National Median$1,413/mo

Detailed Housing Stats

$784/mo
Median Gross Rent
$130,700
Median Home Value
$567/mo
Monthly Owner Cost
27.5%
Census GRAPI

National Ranking

Affordability Rank

Geneva County ranks #513 of 3,142 counties for affordability (top 16%)

Most AffordableLeast Affordable

Sourced county brief

Geneva County Renter Median Household Income Estimated at $26,752

The median renter-household income in Geneva County was estimated at $26,752 during the 2020-2024 period. The official median gross rent as a percentage of household income (GRAPI) is 27.5%, which is 1.1 percentage points lower than the Alabama unweighted county mean of 28.6%. The median gross rent in the county is $784 per month, compared to a state unweighted county mean of $820. For owner-occupied units, the median home value is $130,700, which is $28,960 below the state unweighted county mean of $159,660. The median selected monthly owner cost for all units in the county is $567, below the state unweighted mean of $706. These values characterize the housing environment as reported by the American Community Survey 5-Year estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Geneva County

Affordability Verdict

ACS B25071 estimates median gross rent at 27.5% of renter household income in Geneva County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $784 per month; median selected monthly owner costs are $567. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $31,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Alabama unweighted mean of county median rents is $820 per month. Geneva County's $784 median is 4.4% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Geneva County

$

Rent Burden

17.8%

of gross income

Max Housing (28% Rule)

$1,231

per month

Owner Cost Burden

12.9%

of gross income

You can likely afford the median home in Geneva County

Median home value is $130,700. Estimated monthly cost: $1,043 vs. your max of $1,231.

Rent Affordability Guide

Your entered rent as a share of entered income17.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,771Needed: $31,360
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,771Needed: $24,300
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,771Needed: $30,417

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Geneva County, Alabama?
Geneva County, Alabama has a median monthly rent of $784/mo and a median home value of $130,700. The affordability rating is Affordable, with median gross rent equal to approximately 27.5% of renter household income.
What is the median rent in Geneva County?
The median gross rent in Geneva County is $784/mo. This is 4% below state average for Alabama.
Is Geneva County affordable?
Geneva County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 27.5%. Median gross rent is under 30% of renter household income.
How does Geneva County's rent compare to the state average?
Geneva County's median rent of $784/mo is 4% below state average of $820/mo for Alabama.
What is the median home value in Geneva County?
The median home value in Geneva County, Alabama is $130,700. This is 61% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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