Cost of Living in Dubuque County, Iowa

$944/mo
Median Monthly Rent
$226,100
Median Home Value
16% above state averageUnaffordable

At a Glance

Median Monthly Rent
$944/mo
16% above state average
Median Home Value
$226,100
20% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Dubuque County Compares

Median monthly rent comparison

Dubuque County$944/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$944/mo
Median Gross Rent
$226,100
Median Home Value
$1,141/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Dubuque County, Iowa

Dubuque County mirrors national rent burden

At 14.9%, Dubuque County's rent-to-income ratio sits just slightly above the national average of 14%, indicating relatively typical U.S. housing affordability pressure. The median household income of $75,919 nearly matches the national median of $74,755, while monthly rent of $944 reflects the county's position as Iowa's largest riverside metro.

Above-average costs, average incomes

Dubuque County's median rent of $944 exceeds Iowa's state average of $812 by 16%, while its 14.9% rent-to-income ratio slightly surpasses the state average of 14.1%. The county's housing market is moderately expensive by state standards, driven by its regional economic hub status.

Dubuque pricier but income-balanced

Dubuque's $944 rent sits between Dickinson ($930) and Dallas ($1,239), while its median income of $75,919 trails Dallas ($102,349) but exceeds most rural peers like Decatur ($57,146) and Des Moines ($60,662). The county balances higher housing costs with adequate earning potential.

Balanced housing across tenure types

Renters spend 14.9% of their $75,919 income on $944 monthly rent, while homeowners dedicate 18.0% to $1,141 owner costs for $226,100 properties. Dubuque presents reasonably balanced affordability across both rental and ownership markets, though homeownership requires greater income commitment.

Dubuque balances cost and opportunity

Relocating to Dubuque County offers Iowa's second-largest metro area with moderate affordability: rents run 16% above state average but incomes are sufficient to support both renting and homeownership. For those seeking small-city amenities without extreme housing strain, Dubuque rewards the move.

Affordability Calculator

See how your income compares to housing costs in Dubuque County

$

Rent Burden

14.9%

of gross income

Max Housing (28% Rule)

$1,771

per month

Owner Cost Burden

18.0%

of gross income

The median home in Dubuque County may be a stretch

Median home value is $226,100. Estimated monthly cost: $1,805 vs. your max of $1,771.

Rent Affordability Guide

Your rent-to-income ratio14.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Dubuque County, Iowa?
Dubuque County, Iowa has a median monthly rent of $944/mo and a median home value of $226,100. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Dubuque County?
The median gross rent in Dubuque County is $944/mo. This is 16% above state average for Iowa.
Is Dubuque County affordable?
Dubuque County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Dubuque County's rent compare to the state average?
Dubuque County's median rent of $944/mo is 16% above state average of $812/mo for Iowa.
What is the median home value in Dubuque County?
The median home value in Dubuque County, Iowa is $226,100. This is 20% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.