Cost of Living in White County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How White County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
White County ranks #1,811 of 3,142 counties for affordability (bottom 42%)
Sourced county brief
White County Median Gross Rent Percentage Matches Indiana County Mean
In White County, the official median gross rent as a percentage of household income (GRAPI) is 26.9%. This matches the Indiana unweighted county mean of 26.9% exactly. The median gross rent in the county was estimated at $901 per month, which is $10 below the state unweighted county mean of $911. The median home value for owner-occupied units is $175,900, which is $15,999 lower than the state unweighted county mean of $191,899. Monthly owner costs for all owner-occupied households are $897, while the Indiana unweighted county mean is $951. Renter households in the county have a median income of $37,016. These data points are provided by the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: White County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.9% of renter household income in White County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $901 per month; median selected monthly owner costs are $897. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $36,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Indiana unweighted mean of county median rents is $911 per month. White County's $901 median is 1.1% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in White County
Rent Burden
16.1%
of gross income
Max Housing (28% Rule)
$1,570
per month
Owner Cost Burden
16.0%
of gross income
You can likely afford the median home in White County
Median home value is $175,900. Estimated monthly cost: $1,404 vs. your max of $1,570.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in White County, Indiana?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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