Cost of Living in Davidson County, North Carolina

$863/mo
Median Monthly Rent
$200,100
Median Home Value

At a Glance

Median Monthly Rent
$863/mo
8% below state average
Median Home Value
$200,100
29% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Davidson County Compares

Median monthly rent comparison

Davidson County$863/mo
North Carolina Average$938/mo
National Median$1,163/mo

Detailed Housing Stats

$863/mo
Median Gross Rent
$200,100
Median Home Value
$831/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Davidson County ranks #2,640 of 3,144 counties for affordability (bottom 16%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Davidson County, North Carolina

Davidson delivers affordable Piedmont living

Davidson County's rent-to-income ratio of 16.6% ranks among the nation's most affordable, sitting comfortably below the national average of 18%. Residents earning $62,426 pay only $863 monthly for rent—a remarkable bargain that frees up income for savings and necessities.

Piedmont's affordability sweet spot

Davidson's 16.6% rent-to-income ratio beats North Carolina's state average of 18.6%, and its $863 median rent is the lowest in this eight-county sample by $200+. This affordability positions Davidson as a standout value in the state's housing market.

Inland bargain beats coastal prices

Davidson's $863 rent significantly undercuts nearby Davie County ($889) and dramatically beats coastal neighbors like Dare ($1,307) and Durham ($1,415). Only Duplin County's $815 rents rival Davidson's affordability, making both piedmont counties the region's best housing values.

Balanced affordability for renters and owners

Both renters and homeowners find good deals here: renters pay $863 while owners pay $831 monthly on a $62,426 income. Housing consumes roughly 16.6% of income for renters and 16% for owners—tight but manageable across the county.

Davidson: affordability meets North Carolina charm

If you're relocating to North Carolina on a modest budget, Davidson County delivers the state's best rent-to-income value while maintaining reasonable incomes and home values around $200,000. Compare Davidson's $863 rent against state and national averages to see your savings clearly—you could pocket $200+ monthly versus coastal alternatives.

Cost of Living Advisory: Davidson County

Affordability Verdict

Housing in Davidson County is affordable. The median rent is $863/month against a median household income of $62,426, putting rent at 16.6% of income.

Rent vs. Own

Renters in Davidson County pay $863/month on average, compared to $831/month for homeowners. This market favors buyers by about 4%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $34,520/year. For owner costs at the 28% rule, the required income is roughly $35,614/year. With a median household income of $62,426, most households can comfortably afford rent here. Notably, 26.0% of renter households in Davidson County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Sampson County where rent averages $811/month, Davidson County is approximately 6% more expensive.

Affordability Calculator

See how your income compares to housing costs in Davidson County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,457

per month

Owner Cost Burden

16.0%

of gross income

The median home in Davidson County may be a stretch

Median home value is $200,100. Estimated monthly cost: $1,597 vs. your max of $1,457.

Rent Affordability Guide

Your rent-to-income ratio16.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,426Needed: $34,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,426Needed: $35,614
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,426Needed: $46,569

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Davidson County, North Carolina?
Davidson County, North Carolina has a median monthly rent of $863/mo and a median home value of $200,100. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Davidson County?
The median gross rent in Davidson County is $863/mo. This is 8% below state average for North Carolina.
Is Davidson County affordable?
Davidson County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Davidson County's rent compare to the state average?
Davidson County's median rent of $863/mo is 8% below state average of $938/mo for North Carolina.
What is the median home value in Davidson County?
The median home value in Davidson County, North Carolina is $200,100. This is 29% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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