CostBy County

Cost of Living in Oneida County, Idaho

$859/mo
Median Monthly Rent
$272,000
Median Home Value

At a Glance

Median Monthly Rent
$859/mo
11% below state average
Median Home Value
$272,000
18% below national
Census GRAPI
35.9%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Oneida County Compares

Median monthly rent comparison

Oneida County$859/mo
Idaho Average$968/mo
National Median$1,413/mo

Detailed Housing Stats

$859/mo
Median Gross Rent
$272,000
Median Home Value
$969/mo
Monthly Owner Cost
35.9%
Census GRAPI

National Ranking

Affordability Rank

Oneida County ranks #1,809 of 3,142 counties for affordability (bottom 42%)

Most AffordableLeast Affordable

Sourced county brief

Oneida County Official GRAPI Reported at 35.9%

In Oneida County, the official median gross rent as a percentage of household income (GRAPI) is 35.9%. This canonical rent-to-income percentage is 9.0 percentage points higher than the Idaho unweighted county mean of 26.9%. The median gross rent in the county is $859 per month, which is below the state unweighted county mean of $968. Renter-household income is estimated at a median of $43,542. For homeowners, the median home value is $272,000, and the median selected monthly owner cost for all units is $969. This owner cost is $1 above the Idaho unweighted county mean of $968. These statistics are based on the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. The 35.9% value is the official GRAPI estimate from ACS table B25071. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Oneida County

Affordability Verdict

ACS B25071 estimates median gross rent at 35.9% of renter household income in Oneida County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $859 per month; median selected monthly owner costs are $969. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $34,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Idaho unweighted mean of county median rents is $968 per month. Oneida County's $859 median is 11.3% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Oneida County

$

Rent Burden

13.8%

of gross income

Max Housing (28% Rule)

$1,749

per month

Owner Cost Burden

15.5%

of gross income

The median home in Oneida County may be a stretch

Median home value is $272,000. Estimated monthly cost: $2,171 vs. your max of $1,749.

Rent Affordability Guide

Your entered rent as a share of entered income13.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,954Needed: $34,360
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,954Needed: $41,529
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,954Needed: $63,302

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Oneida County, Idaho?
Oneida County, Idaho has a median monthly rent of $859/mo and a median home value of $272,000. The affordability rating is Stretched, with median gross rent equal to approximately 35.9% of renter household income.
What is the median rent in Oneida County?
The median gross rent in Oneida County is $859/mo. This is 11% below state average for Idaho.
Is Oneida County affordable?
Oneida County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 35.9%. Median gross rent is 30–50% of renter household income.
How does Oneida County's rent compare to the state average?
Oneida County's median rent of $859/mo is 11% below state average of $968/mo for Idaho.
What is the median home value in Oneida County?
The median home value in Oneida County, Idaho is $272,000. This is 18% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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