Cost of Living in Oneida County, Idaho
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Oneida County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Oneida County ranks #645 of 3,144 counties for affordability (top 21%)
Data Story
About Cost of Living in Oneida County, Idaho
Oneida edges out national affordability
Oneida County's 16.7% rent-to-income ratio sits just below the national comfort threshold, with a median household income of $72,563 nearly matching the national median of $74,755. Renters here spend $1,009 monthly—modest given local income levels—maintaining reasonable housing cost balance.
Slightly tighter than Idaho average
Oneida County's 16.7% rent-to-income ratio essentially matches Idaho's state average of 16.8%, placing it squarely in the middle of statewide affordability. Median rents of $1,009 run $90 above the state average, but higher local income offsets this premium.
Premium rents offset by stronger incomes
Oneida's $1,009 median rent is the highest in our regional group, running $80 above Madison County and $100 above state average. However, Oneida's $72,563 median income ranks among the strongest in the region, balancing these elevated housing costs.
Higher rents, better income balance
Renters spend $1,009 monthly while homeowners pay $932, with median home values of $228,100—notably affordable for buyers. Despite the region's highest rents, the $72,563 median income keeps the cost burden at a manageable 16.7%, with homeownership even more affordable.
Strong income makes Oneida work
Oneida County offers the best homebuying value in the region, with modest home prices relative to local income. If you're relocating with strong earning potential, Oneida's higher rents are balanced by solid income levels and affordable homeownership.
Cost of Living Advisory: Oneida County
Affordability Verdict
Oneida County is affordable for renters, with a median gross rent of $1,009/month representing approximately 16.7% of median household income. The rent burden (GRAPI) stands at 24.0%.
Rent vs. Own
At $1,009/month rent versus $932/month in owner costs, owning is roughly $77/month cheaper — a 8% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $40,360/year. For owner costs at the 28% rule, the required income is roughly $39,943/year. With a median household income of $72,563, most households can comfortably afford rent here. Notably, 24.0% of renter households in Oneida County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Nez Perce County where rent averages $936/month, Oneida County is approximately 8% more expensive.
Affordability Calculator
See how your income compares to housing costs in Oneida County
Rent Burden
16.7%
of gross income
Max Housing (28% Rule)
$1,693
per month
Owner Cost Burden
15.4%
of gross income
The median home in Oneida County may be a stretch
Median home value is $228,100. Estimated monthly cost: $1,821 vs. your max of $1,693.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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