Cost of Living in Scott County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Scott County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Scott County, Indiana
Scott Faces Housing Affordability Strain
Scott County renters spend 17.4% of income on housing—above Indiana's 15.6% state average and notably above the national affordability comfort zone. With the region's lowest median household income at $54,583, Scott residents face the greatest housing cost pressure in this analysis.
Indiana's Most Strained Housing Market
Scott County ranks as one of Indiana's least affordable counties for renters, with a 17.4% rent-to-income ratio that exceeds the state average by 1.8 percentage points. This is driven by both lower incomes and moderate rent levels, creating a challenging affordability picture.
Lowest Incomes, Moderate Rents
Scott's $790 rent is reasonable compared to peers, but its $54,583 median income is substantially lower than any county in this analysis, creating the worst affordability ratio. Compared to Pulaski County's similar rent on 10% higher income, Scott residents face genuine financial strain.
Housing Dominates the Budget
Scott renters spend $790 monthly from a median income of just $4,549 per month, leaving only 82.6% of earnings for all other expenses after housing. Homeowners pay $762 monthly on properties worth $145,400, but lower incomes make ownership harder to achieve and maintain.
Scott Requires Careful Financial Planning
Scott County's affordability challenges mean relocating here works only if you bring above-county-median income or have substantial savings. Consider Pulaski, Randolph, or Ripley counties if housing affordability is essential to your relocation decision.
Affordability Calculator
See how your income compares to housing costs in Scott County
Rent Burden
17.4%
of gross income
Max Housing (28% Rule)
$1,274
per month
Owner Cost Burden
16.8%
of gross income
You can likely afford the median home in Scott County
Median home value is $145,400. Estimated monthly cost: $1,161 vs. your max of $1,274.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.