Cost of Living in Scott County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Scott County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Scott County ranks #1,284 of 3,142 counties for affordability (top 41%)
Sourced county brief
Scott County Renter Median Income Estimated at $29,866
The median renter-household income in Scott County was estimated at $29,866, according to the 2020-2024 ACS 5-Year Estimates. The official ACS B25071 median gross rent as a percentage of household income was 28.4%, which is 1.5 percentage points higher than the Indiana unweighted county mean of 26.9%. For the same period, median gross rent was reported at $822 per month, which is below the state unweighted county mean of $911. Median selected monthly owner costs were $796, compared to the unweighted county mean of $951. The median home value in the county was estimated at $158,400, while the Indiana unweighted county mean was $191,899. These metrics offer a fixed statistical view of housing costs and income for the county during the survey years. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Scott County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.4% of renter household income in Scott County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $822 per month; median selected monthly owner costs are $796. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $32,880 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Indiana unweighted mean of county median rents is $911 per month. Scott County's $822 median is 9.7% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Scott County
Rent Burden
17.5%
of gross income
Max Housing (28% Rule)
$1,315
per month
Owner Cost Burden
17.0%
of gross income
You can likely afford the median home in Scott County
Median home value is $158,400. Estimated monthly cost: $1,265 vs. your max of $1,315.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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