Cost of Living in Bourbon County, Kentucky

$745/mo
Median Monthly Rent
$211,600
Median Home Value
3% below state averageUnaffordable

At a Glance

Median Monthly Rent
$745/mo
3% below state average
Median Home Value
$211,600
25% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bourbon County Compares

Median monthly rent comparison

Bourbon County$745/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$745/mo
Median Gross Rent
$211,600
Median Home Value
$985/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Bourbon County, Kentucky

Bourbon rents beat national odds

Bourbon County's rent-to-income ratio of 15.9% sits comfortably below the national norm, meaning renters here spend less of their paycheck on housing than typical Americans. The county's median rent of $745 per month is substantially lower than what renters nationwide typically pay, giving households more breathing room in their budgets.

Better than average across Kentucky

At 15.9%, Bourbon County's rent-to-income ratio beats Kentucky's state average of 17.0%, positioning it among the more affordable counties in the commonwealth. This advantage means renters here keep more of their income for other essentials compared to their neighbors statewide.

Competitive with regional peers

Bourbon County's $745 monthly rent aligns closely with neighboring Bracken County ($748) and comes in below Boyd County ($839). Home ownership is notably pricier here—median home values reach $211,600—making Bourbon attractive primarily for renters seeking stable, affordable housing.

Where Bourbon income goes

With a median household income of $56,322, Bourbon County renters allocate roughly $745 monthly (15.9%) to rent, while homeowners commit $985 monthly (21%) to ownership costs. This split suggests renters enjoy a clearer affordability advantage than homebuyers in this county.

Consider Bourbon for rental stability

If affordable renting is your priority, Bourbon County delivers—your rent-to-income ratio here beats Kentucky and the nation. However, prospective homebuyers should factor in the higher ownership costs relative to some neighboring counties before committing to a purchase.

Affordability Calculator

See how your income compares to housing costs in Bourbon County

$

Rent Burden

15.9%

of gross income

Max Housing (28% Rule)

$1,314

per month

Owner Cost Burden

21.0%

of gross income

The median home in Bourbon County may be a stretch

Median home value is $211,600. Estimated monthly cost: $1,689 vs. your max of $1,314.

Rent Affordability Guide

Your rent-to-income ratio15.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Bourbon County, Kentucky?
Bourbon County, Kentucky has a median monthly rent of $745/mo and a median home value of $211,600. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Bourbon County?
The median gross rent in Bourbon County is $745/mo. This is 3% below state average for Kentucky.
Is Bourbon County affordable?
Bourbon County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bourbon County's rent compare to the state average?
Bourbon County's median rent of $745/mo is 3% below state average of $771/mo for Kentucky.
What is the median home value in Bourbon County?
The median home value in Bourbon County, Kentucky is $211,600. This is 25% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.