Cost of Living in Ripley County, Indiana

$799/mo
Median Monthly Rent
$205,300
Median Home Value
10% below state averageUnaffordable

At a Glance

Median Monthly Rent
$799/mo
10% below state average
Median Home Value
$205,300
27% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ripley County Compares

Median monthly rent comparison

Ripley County$799/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$799/mo
Median Gross Rent
$205,300
Median Home Value
$964/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Ripley County, Indiana

Ripley Offers Strong Renting Value

Ripley County renters spend just 13.5% of income on housing, better than Indiana's 15.6% state average and well below the national affordability benchmark. With a median household income of $71,084 and rent at $799, Ripley residents maintain solid financial flexibility.

Southeast Indiana's Sweet Spot

Ripley County ranks in Indiana's top tier for housing affordability, with a 13.5% rent-to-income ratio that beats the state average by 2.1 percentage points. This makes it one of the state's most balanced counties for renters and homeowners alike.

Balanced Costs Across Region

Ripley's $799 rent sits comfortably between Posey's $744 and Putnam's $883, while its $205,300 home value matches Putnam's closely. Its 13.5% rent-to-income ratio beats most neighbors, making it a competitive choice for relocation.

Housing's Fair Share Here

Ripley renters allocate $799 monthly from a median income of $5,924 per month, dedicating 13.5% to housing and retaining 86.5% for savings and living. Homeowners pay $964 monthly on properties valued at $205,300, a balanced investment for the region.

Ripley Balances Costs and Community

Ripley County's competitive affordability paired with solid incomes makes it appealing for families seeking stability and growth potential. Evaluate it alongside Posey and Putnam counties to determine which southeast Indiana location best fits your household's financial picture.

Affordability Calculator

See how your income compares to housing costs in Ripley County

$

Rent Burden

13.5%

of gross income

Max Housing (28% Rule)

$1,659

per month

Owner Cost Burden

16.3%

of gross income

You can likely afford the median home in Ripley County

Median home value is $205,300. Estimated monthly cost: $1,639 vs. your max of $1,659.

Rent Affordability Guide

Your rent-to-income ratio13.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Ripley County, Indiana?
Ripley County, Indiana has a median monthly rent of $799/mo and a median home value of $205,300. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Ripley County?
The median gross rent in Ripley County is $799/mo. This is 10% below state average for Indiana.
Is Ripley County affordable?
Ripley County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ripley County's rent compare to the state average?
Ripley County's median rent of $799/mo is 10% below state average of $883/mo for Indiana.
What is the median home value in Ripley County?
The median home value in Ripley County, Indiana is $205,300. This is 27% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.