Cost of Living in LaGrange County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How LaGrange County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
LaGrange County ranks #775 of 3,144 counties for affordability (top 25%)
Data Story
About Cost of Living in LaGrange County, Indiana
LaGrange County excels in rental affordability
With a rent-to-income ratio of just 11.7%, LaGrange County is the most affordable renting area in this analysis, well below the national norm. Despite a median household income of $83,741—above the national average of $74,755—residents pay only $816 in monthly rent.
Best rental affordability in Indiana's comparison
LaGrange County's 11.7% rent-to-income ratio is significantly lower than Indiana's 15.6% state average, making it an outlier for affordability. Its $816 median rent is $67 below the state average despite above-average incomes.
Unmatched rental value in the region
LaGrange County's $816 rent and 11.7% affordability ratio far exceed neighboring counties—Kosciusko County renters pay $995 and dedicate 16.1% of income. This county stands apart as a regional affordability champion.
Low housing burden enables wealth building
Renters allocate just 11.7% of income to housing, while homeowners spend about 15.3% on mortgage payments for a median home value of $249,500. This leaves LaGrange residents substantial discretionary income compared to state and national peers.
LaGrange County is affordability gold
If rental affordability is your priority, LaGrange County offers the best value in this analysis with 11.7% rent-to-income ratios and above-average incomes. It's worth serious consideration if you value financial breathing room and reasonable housing costs.
Cost of Living Advisory: LaGrange County
Affordability Verdict
LaGrange County offers affordable rental housing at a median of $816/month — about 11.7% of the typical household income here.
Rent vs. Own
At $816/month rent versus $1,071/month in owner costs, renting is roughly $255/month cheaper — a 24% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,640/year. For owner costs at the 28% rule, the required income is roughly $45,900/year. With a median household income of $83,741, most households can comfortably afford rent here. Notably, 20.0% of renter households in LaGrange County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Whitley County where rent averages $867/month, LaGrange County is approximately 6% less expensive.
Affordability Calculator
See how your income compares to housing costs in LaGrange County
Rent Burden
11.7%
of gross income
Max Housing (28% Rule)
$1,954
per month
Owner Cost Burden
15.3%
of gross income
The median home in LaGrange County may be a stretch
Median home value is $249,500. Estimated monthly cost: $1,992 vs. your max of $1,954.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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