Cost of Living in Barren County, Kentucky

$784/mo
Median Monthly Rent
$166,900
Median Home Value

At a Glance

Median Monthly Rent
$784/mo
2% above state average
Median Home Value
$166,900
41% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Barren County Compares

Median monthly rent comparison

Barren County$784/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$784/mo
Median Gross Rent
$166,900
Median Home Value
$798/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Barren County ranks #1,265 of 3,144 counties for affordability (top 40%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Barren County, Kentucky

Barren faces Kentucky's affordability challenge

Barren County's 19.1% rent-to-income ratio is among Kentucky's highest, reflecting incomes of just $49,171 against rents that stretch household budgets significantly. This ratio exceeds the national comfort zone of 15-17%, signaling genuine housing stress for renters.

Strain evident in statewide rankings

Barren's 19.1% ratio ranks it among the state's least affordable counties, nearly 2 percentage points above Kentucky's 17.0% state average. Only a handful of Kentucky counties struggle more with housing affordability than Barren.

Higher rents, lower incomes

Barren's $784 median rent approaches Ballard's ($826) but homes are priced lower at $166,900 versus Ballard's $132,900, reflecting mixed market signals. Owner costs of $798 monthly compete with Ballard at $784, while incomes lag behind both neighbors.

Housing dominates the Barren budget

At $49,171 median income, renters paying $784 monthly dedicate 19.1% of earnings to rent alone, while homeowners allocate $798 or roughly 19.5% to mortgages. This leaves limited margin for healthcare, education, and emergencies in Barren households.

Barren requires income flexibility

Only relocate to Barren if your income significantly exceeds the county median or you can secure stable dual-income employment. Compare affordability with neighboring Adair and Allen before committing to a move.

Cost of Living Advisory: Barren County

Affordability Verdict

Barren County is affordable for renters, with a median gross rent of $784/month representing approximately 19.1% of median household income. The rent burden (GRAPI) stands at 28.0%.

Rent vs. Own

Renters in Barren County pay $784/month on average, compared to $798/month for homeowners. This market favors renters by about 2%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,360/year. For owner costs at the 28% rule, the required income is roughly $34,200/year. With a median household income of $49,171, most households can comfortably afford rent here. Notably, 28.0% of renter households in Barren County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Barren County sits 6% less expensive than Pulaski County ($835/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Barren County

$

Rent Burden

19.1%

of gross income

Max Housing (28% Rule)

$1,147

per month

Owner Cost Burden

19.5%

of gross income

The median home in Barren County may be a stretch

Median home value is $166,900. Estimated monthly cost: $1,332 vs. your max of $1,147.

Rent Affordability Guide

Your rent-to-income ratio19.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,171Needed: $31,360
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,171Needed: $34,200
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,171Needed: $38,842

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Barren County, Kentucky?
Barren County, Kentucky has a median monthly rent of $784/mo and a median home value of $166,900. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Barren County?
The median gross rent in Barren County is $784/mo. This is 2% above state average for Kentucky.
Is Barren County affordable?
Barren County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Barren County's rent compare to the state average?
Barren County's median rent of $784/mo is 2% above state average of $771/mo for Kentucky.
What is the median home value in Barren County?
The median home value in Barren County, Kentucky is $166,900. This is 41% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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