Cost of Living in Adams County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Adams County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Adams County, Indiana
Adams County rents remain affordable nationally
Renters in Adams County spend 15.2% of their income on housing—well below the national affordability threshold of 30% and slightly better than the U.S. median household income of $74,755. With a median household income of $63,128 and median rent of $799 monthly, Adams County offers genuine housing relief compared to most American counties.
Better than most Indiana counties
Adams County's rent-to-income ratio of 15.2% ranks it among Indiana's most affordable counties, beating the state average of 15.6%. At $799 monthly rent versus the state median of $883, renters here save roughly $84 per month compared to typical Hoosier housing costs.
A budget-friendly northeast Indiana choice
Adams County's $799 rent undercuts nearby Benton County ($834) and Carroll County ($874), making it the most affordable option in its immediate region. Homebuyers also benefit, with a median home value of $173,100 positioning Adams as an accessible entry point for rural northeast Indiana.
Where your paycheck goes
Renters allocate about $799 monthly to housing while earning $63,128 annually ($5,261 monthly), leaving substantial income for other expenses. Homeowners pay $855 monthly, consuming 16.3% of household income—suggesting both rental and ownership remain within comfortable affordability ranges.
Consider Adams County for rural living
If you're seeking affordable housing in Indiana's northeast corner, Adams County delivers below-state-average rents and home values under $180,000. Compare these costs to your current location and explore the region's small-town character and job markets before making your move.
Affordability Calculator
See how your income compares to housing costs in Adams County
Rent Burden
15.2%
of gross income
Max Housing (28% Rule)
$1,473
per month
Owner Cost Burden
16.3%
of gross income
You can likely afford the median home in Adams County
Median home value is $173,100. Estimated monthly cost: $1,382 vs. your max of $1,473.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.