Cost of Living in Scott County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Scott County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Scott County ranks #495 of 3,142 counties for affordability (top 16%)
Sourced county brief
Scott County Median Rent to Income Ratio Recorded at 16.7 Percent
The official Gross Rent as a Percentage of Household Income (GRAPI) in Scott County was estimated at 16.7%. This figure is 9.4 percentage points below the Illinois unweighted county mean official GRAPI of 26.1%. Median gross rent in the county was $689 per month, which is lower than the state unweighted county mean of $867. Renter households reported a median income of $50,833. For those owning homes, the median home value was $96,400, compared to the state unweighted county mean of $153,020. Median selected monthly owner costs were $695, below the state unweighted county mean of $960. These statistics offer a cross-section of housing costs across different tenure groups within the county for the 2020-2024 period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Scott County
Affordability Verdict
ACS B25071 estimates median gross rent at 16.7% of renter household income in Scott County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $689 per month; median selected monthly owner costs are $695. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $27,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Illinois unweighted mean of county median rents is $867 per month. Scott County's $689 median is 20.6% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Scott County
Rent Burden
12.4%
of gross income
Max Housing (28% Rule)
$1,556
per month
Owner Cost Burden
12.5%
of gross income
You can likely afford the median home in Scott County
Median home value is $96,400. Estimated monthly cost: $770 vs. your max of $1,556.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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