Cost of Living in Scott County, Illinois

$669/mo
Median Monthly Rent
$101,700
Median Home Value
20% below state averageUnaffordable

At a Glance

Median Monthly Rent
$669/mo
20% below state average
Median Home Value
$101,700
64% below national
Rent-to-Income Ratio
17.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Scott County Compares

Median monthly rent comparison

Scott County$669/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$669/mo
Median Gross Rent
$101,700
Median Home Value
$708/mo
Monthly Owner Cost
17.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Scott County, Illinois

Scott County leads affordability among peers

Scott County's rent-to-income ratio of just 11.0% is the lowest in this region and well below the national average, making it exceptionally affordable for renters. With median income of $73,013 nearly matching the national average and rents of only $669, Scott offers rare housing value.

Among Illinois's most affordable counties

Scott County ranks among the state's most affordable markets, with a 11.0% rent-to-income ratio that bests the state average of 14.7%. This advantage reflects both moderate housing costs and solid earning potential relative to comparable Illinois counties.

Lowest rents and fairest home values

Scott's $669 rent is the cheapest in the region—$194 below Rock Island and $265 below Sangamon—while median home values of $101,700 remain reasonable. This combination makes Scott the standout value option for budget-conscious movers.

Only 11% of income to rent

Renters spend just $669 monthly and homeowners $708, consuming only 11.0% and 11.6% of the median $73,013 household income respectively. This leaves Scott County families with the most discretionary income among their peers—a significant advantage for saving and investing.

Scott County: unbeatable value in Illinois

Relocating to Illinois and prioritizing affordability? Scott County delivers the region's best rent-to-income ratio at 11.0%—only $669 monthly on $73,013 median income. Compare this advantage against job availability in your field before choosing.

Affordability Calculator

See how your income compares to housing costs in Scott County

$

Rent Burden

11.0%

of gross income

Max Housing (28% Rule)

$1,704

per month

Owner Cost Burden

11.6%

of gross income

You can likely afford the median home in Scott County

Median home value is $101,700. Estimated monthly cost: $812 vs. your max of $1,704.

Rent Affordability Guide

Your rent-to-income ratio11.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Scott County, Illinois?
Scott County, Illinois has a median monthly rent of $669/mo and a median home value of $101,700. The affordability rating is Unaffordable, with rent making up approximately 17.0% of median household income.
What is the median rent in Scott County?
The median gross rent in Scott County is $669/mo. This is 20% below state average for Illinois.
Is Scott County affordable?
Scott County is rated Unaffordable based on rent-to-income ratio of 17.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Scott County's rent compare to the state average?
Scott County's median rent of $669/mo is 20% below state average of $837/mo for Illinois.
What is the median home value in Scott County?
The median home value in Scott County, Illinois is $101,700. This is 64% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.