Cost of Living in Scott County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Scott County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Scott County ranks #127 of 3,144 counties for affordability (top 4%)
Data Story
About Cost of Living in Scott County, Illinois
Scott County leads affordability among peers
Scott County's rent-to-income ratio of just 11.0% is the lowest in this region and well below the national average, making it exceptionally affordable for renters. With median income of $73,013 nearly matching the national average and rents of only $669, Scott offers rare housing value.
Among Illinois's most affordable counties
Scott County ranks among the state's most affordable markets, with a 11.0% rent-to-income ratio that bests the state average of 14.7%. This advantage reflects both moderate housing costs and solid earning potential relative to comparable Illinois counties.
Lowest rents and fairest home values
Scott's $669 rent is the cheapest in the region—$194 below Rock Island and $265 below Sangamon—while median home values of $101,700 remain reasonable. This combination makes Scott the standout value option for budget-conscious movers.
Only 11% of income to rent
Renters spend just $669 monthly and homeowners $708, consuming only 11.0% and 11.6% of the median $73,013 household income respectively. This leaves Scott County families with the most discretionary income among their peers—a significant advantage for saving and investing.
Scott County: unbeatable value in Illinois
Relocating to Illinois and prioritizing affordability? Scott County delivers the region's best rent-to-income ratio at 11.0%—only $669 monthly on $73,013 median income. Compare this advantage against job availability in your field before choosing.
Cost of Living Advisory: Scott County
Affordability Verdict
For renters in Scott County, the market is affordable. Expect to pay around $669/month in gross rent, with 17.0% of renter households considered cost-burdened.
Rent vs. Own
At $669/month rent versus $708/month in owner costs, renting is roughly $39/month cheaper — a 6% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,760/year. For owner costs at the 28% rule, the required income is roughly $30,343/year. With a median household income of $73,013, most households can comfortably afford rent here. Notably, 17.0% of renter households in Scott County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Cass County where rent averages $723/month, Scott County is approximately 7% less expensive.
Affordability Calculator
See how your income compares to housing costs in Scott County
Rent Burden
11.0%
of gross income
Max Housing (28% Rule)
$1,704
per month
Owner Cost Burden
11.6%
of gross income
You can likely afford the median home in Scott County
Median home value is $101,700. Estimated monthly cost: $812 vs. your max of $1,704.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Scott County, Illinois?
What is the median rent in Scott County?
Is Scott County affordable?
How does Scott County's rent compare to the state average?
What is the median home value in Scott County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Scott County, Illinois? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Scott County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.