Cost of Living in Bradley County, Arkansas

$638/mo
Median Monthly Rent
$97,000
Median Home Value

At a Glance

Median Monthly Rent
$638/mo
16% below state average
Median Home Value
$97,000
66% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bradley County Compares

Median monthly rent comparison

Bradley County$638/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$638/mo
Median Gross Rent
$97,000
Median Home Value
$522/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Bradley County ranks #1,192 of 3,144 counties for affordability (top 38%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Bradley County, Arkansas

Bradley County: Tight Budgets on Tight Incomes

Bradley County's 19.4% rent-to-income ratio exceeds the state average of 18.1% and approaches the national affordability ceiling, creating real strain on households earning just $39,565 annually. Monthly rent of $638 consumes a notably larger share of income here than in most nearby counties.

Below-Average Affordability in Arkansas

Bradley County ranks among the state's least affordable counties, with a 19.4% rent-to-income ratio and the lowest median household income ($39,565) in this eight-county comparison. Combined, these factors create genuine economic pressure for residents.

Lowest Income, High Housing Burden Ratio

Bradley County's $638 rent matches Ashley County's price point, yet Bradley's income of $39,565 is $4,916 lower, pushing the affordability ratio to 19.4%—the worst in this group. Home values of $97,000 remain accessible, but income constraints limit purchasing power.

Limited Flexibility in Household Budgets

Renters allocate $638 monthly while owners pay just $522, yet with annual income of only $39,565, housing still claims roughly 19% of earnings. This leaves minimal cushion for unexpected expenses, health care, or savings.

Bradley County: Proceed With Caution

Bradley County offers rock-bottom rents and home values, but the mismatch between low income and high affordability ratios demands careful financial planning. Consider this county only if employment prospects significantly outweigh current income levels.

Cost of Living Advisory: Bradley County

Affordability Verdict

Housing in Bradley County is affordable. The median rent is $638/month against a median household income of $39,565, putting rent at 19.4% of income.

Rent vs. Own

Renters in Bradley County pay $638/month on average, compared to $522/month for homeowners. This market favors buyers by about 18%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $25,520/year. For owner costs at the 28% rule, the required income is roughly $22,371/year. With a median household income of $39,565, most households can comfortably afford rent here. Notably, 25.0% of renter households in Bradley County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Arkansas, Bradley County is less affordable than Desha County by roughly 7% ($638/mo vs $689/mo).

Affordability Calculator

See how your income compares to housing costs in Bradley County

$

Rent Burden

19.4%

of gross income

Max Housing (28% Rule)

$923

per month

Owner Cost Burden

15.8%

of gross income

You can likely afford the median home in Bradley County

Median home value is $97,000. Estimated monthly cost: $774 vs. your max of $923.

Rent Affordability Guide

Your rent-to-income ratio19.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $39,565Needed: $25,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $39,565Needed: $22,371
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $39,565Needed: $22,575

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Bradley County, Arkansas?
Bradley County, Arkansas has a median monthly rent of $638/mo and a median home value of $97,000. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Bradley County?
The median gross rent in Bradley County is $638/mo. This is 16% below state average for Arkansas.
Is Bradley County affordable?
Bradley County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bradley County's rent compare to the state average?
Bradley County's median rent of $638/mo is 16% below state average of $760/mo for Arkansas.
What is the median home value in Bradley County?
The median home value in Bradley County, Arkansas is $97,000. This is 66% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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