Cost of Living in Valley County, Idaho

$1,011/mo
Median Monthly Rent
$599,500
Median Home Value

At a Glance

Median Monthly Rent
$1,011/mo
10% above state average
Median Home Value
$599,500
113% above national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Valley County Compares

Median monthly rent comparison

Valley County$1,011/mo
Idaho Average$919/mo
National Median$1,163/mo

Detailed Housing Stats

$1,011/mo
Median Gross Rent
$599,500
Median Home Value
$973/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Valley County ranks #1,163 of 3,144 counties for affordability (top 37%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Valley County, Idaho

Valley County keeps housing costs low

Valley County's rent-to-income ratio of 15.9% edges below the national standard, despite a median household income of $76,125 that's roughly equal to the U.S. average. Renters here benefit from rental prices that haven't inflated as quickly as wages.

Idaho's second-best affordability

Valley County achieves a 15.9% rent-to-income ratio, ranking as Idaho's second-most affordable county behind only Teton. This strong showing reflects the county's respectable median income and relatively stable rental market.

Similar rents, stronger incomes

Valley County's $1,011 median rent matches Twin Falls exactly, yet Valley's median household income tops Twin Falls by $10,787 annually. This income advantage makes the same rent more manageable for Valley residents.

Ownership costs lower than rents

A notable reversal: Valley renters pay $1,011 monthly (16% of income), while homeowners commit only $973 monthly (15% of income) on properties valued near $600,000. This unusual inversion suggests a strong owner-occupied market with favorable financing, not lower home values.

Valley County: Mountain living, smart money

Remote workers and those relocating should take note of Valley's balance: reasonable incomes ($76k median), controlled rents ($1,011), and surprisingly affordable ownership for mountain-adjacent living. The county offers one of Idaho's best deals for buyers willing to embrace a smaller town lifestyle.

Cost of Living Advisory: Valley County

Affordability Verdict

For renters in Valley County, the market is affordable. Expect to pay around $1,011/month in gross rent, with 27.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Valley County is $1,011/month, while owner costs run $973/month. Owning saves approximately $38/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $40,440/year. For owner costs at the 28% rule, the required income is roughly $41,700/year. With a median household income of $76,125, most households can comfortably afford rent here. Notably, 27.0% of renter households in Valley County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Idaho, Valley County is more affordable than Nez Perce County by roughly 8% ($1,011/mo vs $936/mo).

Affordability Calculator

See how your income compares to housing costs in Valley County

$

Rent Burden

15.9%

of gross income

Max Housing (28% Rule)

$1,776

per month

Owner Cost Burden

15.3%

of gross income

The median home in Valley County may be a stretch

Median home value is $599,500. Estimated monthly cost: $4,786 vs. your max of $1,776.

Rent Affordability Guide

Your rent-to-income ratio15.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,125Needed: $40,440
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $76,125Needed: $41,700
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $76,125Needed: $139,520

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Valley County, Idaho?
Valley County, Idaho has a median monthly rent of $1,011/mo and a median home value of $599,500. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Valley County?
The median gross rent in Valley County is $1,011/mo. This is 10% above state average for Idaho.
Is Valley County affordable?
Valley County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Valley County's rent compare to the state average?
Valley County's median rent of $1,011/mo is 10% above state average of $919/mo for Idaho.
What is the median home value in Valley County?
The median home value in Valley County, Idaho is $599,500. This is 113% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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