Cost of Living in Ada County, Idaho

$1,465/mo
Median Monthly Rent
$476,000
Median Home Value
59% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,465/mo
59% above state average
Median Home Value
$476,000
69% above national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Ada County Compares

Median monthly rent comparison

Ada County$1,465/mo
Idaho Average$919/mo
National Median$1,163/mo

Detailed Housing Stats

$1,465/mo
Median Gross Rent
$476,000
Median Home Value
$1,401/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Ada County, Idaho

Ada rents climb above national norm

Ada County's rent-to-income ratio of 19.8% exceeds the national benchmark, meaning renters here dedicate nearly a fifth of their earnings to housing. With a median household income of $88,907—well above the national median of $74,755—residents still feel the pinch of a tight rental market where median gross rent reaches $1,465 monthly.

Idaho's priciest county for renters

Ada County ranks as Idaho's most expensive rental market, with renters spending 19.8% of income on rent versus the state average of 16.8%. The median monthly rent of $1,465 significantly outpaces the statewide median of $919, reflecting the county's position as Idaho's economic hub.

Ada towers over surrounding counties

Ada County's median rent of $1,465 dwarfs neighboring Boise County ($854) and Bingham County ($845), a gap of over $600 monthly. Homebuyers face similar disparity: Ada's median home value of $476,000 stands roughly $50,000 higher than nearby Boise County's $424,100.

Renters and owners both feel the squeeze

Ada County renters spend $1,465 monthly while homeowners pay $1,401—nearly identical burdens on a median household income of $88,907. Combined with other expenses, housing consumes roughly 19.8% of renter income, leaving less room for savings and other necessities.

Relocating? Ada offers job growth, but consider costs

Ada County attracts newcomers with strong incomes and opportunity, but housing costs demand serious budget planning. If affordability is your priority, exploring nearby Boise or Bingham counties could yield significant savings without sacrificing access to Ada's economic benefits.

Affordability Calculator

See how your income compares to housing costs in Ada County

$

Rent Burden

19.8%

of gross income

Max Housing (28% Rule)

$2,074

per month

Owner Cost Burden

18.9%

of gross income

The median home in Ada County may be a stretch

Median home value is $476,000. Estimated monthly cost: $3,800 vs. your max of $2,074.

Rent Affordability Guide

Your rent-to-income ratio19.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Ada County, Idaho?
Ada County, Idaho has a median monthly rent of $1,465/mo and a median home value of $476,000. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Ada County?
The median gross rent in Ada County is $1,465/mo. This is 59% above state average for Idaho.
Is Ada County affordable?
Ada County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Ada County's rent compare to the state average?
Ada County's median rent of $1,465/mo is 59% above state average of $919/mo for Idaho.
What is the median home value in Ada County?
The median home value in Ada County, Idaho is $476,000. This is 69% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.