Cost of Living in Morgan County, Utah
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Morgan County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Morgan County ranks #823 of 3,144 counties for affordability (top 26%)
Data Story
About Cost of Living in Morgan County, Utah
Morgan County housing costs among nation's highest
Morgan County's 14.2% rent-to-income ratio masks a deeper reality: at $1,493 per month, median rent is extraordinarily high, reflecting the county's affluent profile with a median household income of $126,092. This is a wealthy county where housing remains proportionally affordable only due to exceptional incomes.
Utah's priciest housing market
Morgan County ranks as Utah's most expensive housing market, with median rents ($1,493) and home values ($600,900) far exceeding all state peers. The 14.2% rent-to-income ratio looks affordable only because household incomes here are 70% above the state median.
Summit County's exclusive neighbor
Morgan County's $1,493 rent dwarfs all comparable counties in this sample—Grand County ($1,021) seems cheap by comparison. The median home value of $600,900 reflects Morgan's position as an ultra-premium mountain county attracting wealthy residents and second-home buyers.
Wealth enables premium housing costs
Renters allocate 14.2% of their $126,092 income to rent ($1,493/month), while homeowners dedicate 15.3% to mortgage costs ($1,610/month). Morgan County's affordability story is about income inequality—what looks manageable for locals would strain budgets anywhere else.
Morgan County: luxury living requires matching income
Relocating to Morgan County demands household incomes matching its $126,092 median—this is Utah's wealth hub, not an affordable option. If mountain living matters more than budget, compare it to more accessible neighbors; if budget matters, look to Garfield or Millard instead.
Cost of Living Advisory: Morgan County
Affordability Verdict
Morgan County is affordable for renters, with a median gross rent of $1,493/month representing approximately 14.2% of median household income. The rent burden (GRAPI) stands at 19.0%.
Rent vs. Own
Renters in Morgan County pay $1,493/month on average, compared to $1,610/month for homeowners. This market favors renters by about 7%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $59,720/year. For owner costs at the 28% rule, the required income is roughly $69,000/year. With a median household income of $126,092, most households can comfortably afford rent here. Notably, 19.0% of renter households in Morgan County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Morgan County sits 4% more expensive than Utah County ($1,441/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Morgan County
Rent Burden
14.2%
of gross income
Max Housing (28% Rule)
$2,942
per month
Owner Cost Burden
15.3%
of gross income
The median home in Morgan County may be a stretch
Median home value is $600,900. Estimated monthly cost: $4,797 vs. your max of $2,942.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Morgan County, Utah?
What is the median rent in Morgan County?
Is Morgan County affordable?
How does Morgan County's rent compare to the state average?
What is the median home value in Morgan County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Morgan County, Utah? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Morgan County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.