Cost of Living in Cumberland County, Maine
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Cumberland County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Cumberland County ranks #2,935 of 3,142 counties for affordability (bottom 7%)
Sourced county brief
Cumberland County Median Gross Rent Reaches $1,589 Monthly
The median gross rent in Cumberland County is $1,589 per month, which is $569 higher than the Maine unweighted county mean of $1,020. This leads several other housing cost metrics in the county that sit above state benchmarks. The median home value is $451,200, or $190,475 above the state unweighted county mean of $260,725. Owners face a median selected monthly owner cost of $1,639, exceeding the state unweighted county mean of $1,079 by $560. The official median gross rent as a percentage of household income (GRAPI) is 30.0%, according to ACS table B25071. This is 1.0 percentage point above the state unweighted county mean of 29.0%. For renter-occupied households, the median renter-household income was recorded at $59,461. These figures are based on ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Cumberland County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.0% of renter household income in Cumberland County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,589 per month; median selected monthly owner costs are $1,639. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $63,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Maine unweighted mean of county median rents is $1,020 per month. Cumberland County's $1,589 median is 55.8% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Cumberland County
Rent Burden
19.9%
of gross income
Max Housing (28% Rule)
$2,232
per month
Owner Cost Burden
20.6%
of gross income
The median home in Cumberland County may be a stretch
Median home value is $451,200. Estimated monthly cost: $3,602 vs. your max of $2,232.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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