Cost of Living in Livingston County, Kentucky

$912/mo
Median Monthly Rent
$116,300
Median Home Value
18% above state averageUnaffordable

At a Glance

Median Monthly Rent
$912/mo
18% above state average
Median Home Value
$116,300
59% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Livingston County Compares

Median monthly rent comparison

Livingston County$912/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$912/mo
Median Gross Rent
$116,300
Median Home Value
$591/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Livingston County, Kentucky

Livingston County rents affordable on local wages

Livingston County's rent-to-income ratio of 18.3% sits comfortably within national affordability norms, and the county's median household income of $59,713 exceeds most rural Kentucky neighbors by 20%+. At $912 monthly, rent remains manageable for the county's relatively stronger earning households.

Above Kentucky average in both rent and income

Livingston County's 18.3% rent-to-income ratio edges slightly above Kentucky's state average of 17.0%, while its $912 median rent is $141 higher than the state average. However, the county's median household income of $59,713 is notably higher than most Kentucky counties, offsetting the rent premium.

Higher rent, but stronger incomes justify it

Livingston County's $912 median rent is the highest in the regional cluster, but its $59,713 median household income is second only to Lyon County among these eight. The combination delivers reasonable affordability despite higher absolute rent levels.

Renters pay more, but earn more too

Monthly rent averages $912 while homeowner costs are $591, with median home values at $116,300—substantially higher than rural Appalachian neighbors. Livingston's median household income of $59,713 is the second-highest in the region, making the higher housing costs proportionally manageable.

Livingston offers stronger income-to-housing balance

Livingston County combines higher housing costs with meaningfully higher incomes, making it appealing to workers with steady employment or professional roles. If your income expectations align with the county's median of $59,713+, Livingston delivers reasonable affordability and higher home values.

Affordability Calculator

See how your income compares to housing costs in Livingston County

$

Rent Burden

18.3%

of gross income

Max Housing (28% Rule)

$1,393

per month

Owner Cost Burden

11.9%

of gross income

You can likely afford the median home in Livingston County

Median home value is $116,300. Estimated monthly cost: $928 vs. your max of $1,393.

Rent Affordability Guide

Your rent-to-income ratio18.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Livingston County, Kentucky?
Livingston County, Kentucky has a median monthly rent of $912/mo and a median home value of $116,300. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Livingston County?
The median gross rent in Livingston County is $912/mo. This is 18% above state average for Kentucky.
Is Livingston County affordable?
Livingston County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Livingston County's rent compare to the state average?
Livingston County's median rent of $912/mo is 18% above state average of $771/mo for Kentucky.
What is the median home value in Livingston County?
The median home value in Livingston County, Kentucky is $116,300. This is 59% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.