CostBy County

Cost of Living in Livingston County, Kentucky

$926/mo
Median Monthly Rent
$125,600
Median Home Value

At a Glance

Median Monthly Rent
$926/mo
17% above state average
Median Home Value
$125,600
62% below national
Census GRAPI
29.7%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Livingston County Compares

Median monthly rent comparison

Livingston County$926/mo
Kentucky Average$793/mo
National Median$1,413/mo

Detailed Housing Stats

$926/mo
Median Gross Rent
$125,600
Median Home Value
$650/mo
Monthly Owner Cost
29.7%
Census GRAPI

National Ranking

Affordability Rank

Livingston County ranks #1,277 of 3,142 counties for affordability (top 41%)

Most AffordableLeast Affordable

Sourced county brief

Livingston County Median Gross Rent Estimated at $926 Monthly

In Livingston County, the median gross rent was estimated at $926 per month during the 2020-2024 period. This amount is $133 higher than the Kentucky unweighted county mean rent of $793. For renter households, the official ACS B25071 median gross rent as a percentage of household income (GRAPI) was 29.7%, which is 2.5 percentage points higher than the state unweighted county mean official GRAPI of 27.2%. The median home value in the county was recorded at $125,600, while the state unweighted county mean home value was $160,835. Median selected monthly owner costs for all owner-occupied units were $650, compared to the state unweighted county mean of $753. The median renter-household income was $36,518. See ACS table B25064 for the underlying estimate.

Cost of Living Advisory: Livingston County

Affordability Verdict

ACS B25071 estimates median gross rent at 29.7% of renter household income in Livingston County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $926 per month; median selected monthly owner costs are $650. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $37,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Kentucky unweighted mean of county median rents is $793 per month. Livingston County's $926 median is 16.7% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Livingston County

$

Rent Burden

18.8%

of gross income

Max Housing (28% Rule)

$1,376

per month

Owner Cost Burden

13.2%

of gross income

You can likely afford the median home in Livingston County

Median home value is $125,600. Estimated monthly cost: $1,003 vs. your max of $1,376.

Rent Affordability Guide

Your entered rent as a share of entered income18.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,984Needed: $37,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,984Needed: $27,857
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $58,984Needed: $29,231

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Livingston County, Kentucky?
Livingston County, Kentucky has a median monthly rent of $926/mo and a median home value of $125,600. The affordability rating is Affordable, with median gross rent equal to approximately 29.7% of renter household income.
What is the median rent in Livingston County?
The median gross rent in Livingston County is $926/mo. This is 17% above state average for Kentucky.
Is Livingston County affordable?
Livingston County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 29.7%. Median gross rent is under 30% of renter household income.
How does Livingston County's rent compare to the state average?
Livingston County's median rent of $926/mo is 17% above state average of $793/mo for Kentucky.
What is the median home value in Livingston County?
The median home value in Livingston County, Kentucky is $125,600. This is 62% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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